Help with the rising cost of living

We know times are tough right now and we’re here for you. On this page you'll find all the tools and information needed to help support you through the cost of living squeeze.

Worried about missing a payment?

The sooner you get in touch with us, the easier it’ll be to sort things out. If you think you might miss a loan, credit card, or insurance payment – or already have – talk to us as soon as possible. Head to our financial difficulty page for information on what we can do to support you.

To help you stay on track and manage your payments, make sure you’re set up for online and mobile banking.

If you’re worried about your mortgage or other bills, there could be wider support available to you. Some schemes and grants have been put in place specifically to help with this rise in the cost of living.

    How we can help if you’re struggling with your repayments

    Ways to help you spend less

    How to look after your pet on a budget

    10 budgeting tips for students

    Travel health checklist

    Budgeting for hidden holiday costs

    Holiday planning on a budget

    Ways to make your food budget go further

    Ways to save for rising costs

    Clever budgeting techniques

    Days out with the kids on a budget

    Indoor kids activities on a budget

    Ways to cut costs in a flatshare

    Tips on managing costs as a single parent

    Top tips to save money in 2024

    Make hybrid working work for your finances

    Help on how to manage your debt

    Help on talking to your partner about debt

    Help with managing outstanding debts

    How we can help if you’re struggling with your repayments

    Things to know before taking out a debt consolidation loan

    Take control of credit card debt

    Better understand how credit works

    What’s the difference between a money transfer and a balance transfer?

    Learn more about what credit scores are and how they work

    Understand the different credit card types available

    What you should know before taking out a loan

    More little helps

    How to say 'no' when you can't afford something

    Talking to kids about the cost of living

    Cost of living jargon buster

    Cost of living support guide

    Ways to look after your financial wellbeing

    Tips to make your fuel go further

    Tips on managing finances in a blended family

    Tips to teach your kids about money

    Stay ahead and in control

    • It can be expensive to pay out if things go wrong. Make sure your insurance is up to date. You could spend less on it too, if you’re a Clubcard member. Insurance
    • When there are bumps in the road, it helps to have a safety net. Setting up a savings account, no matter how small, could help you in the future. Savings accounts
    • We often see an increase in fraud during times of uncertainty, but we have plenty of advice on how to spot and stay clear of scammers. Security and fraud centre

    Support from elsewhere

    Impartial guidance on topics from everyday money to mortgages, pensions and more

    A charity and network of local charities offering confidential advice

    The UK's leading debt charity to get fee-free expert debt advice

    Free debt help and advice if you’re in debt or worried you could be