Our Cat Insurance

Cat playing with toy

Cats provide companionship and entertainment in equal measure, making them an important part of your family. Keep them protected with Cat Insurance from Tesco Bank. We've got four cover levels and extra features to help give you peace of mind:

  • Choose from: Premier, Extra, Standard or Accident and Injury cover for cats and kittens from eight weeks old.
  • Our Premier cover for cats means you have cover for a one off or ongoing condition, with the vet fees limit reinstated each year on renewal as long as you renew your policy with us and there is no break in cover. With a Defaqto 5 Star Rating it provides one of the highest quality offerings in the market.
  • If your cat goes missing or is stolen, we'll pay up to £1,000 for advertising (including up to £200 for a reward) as part of our Premier, Extra and Standard cover. Find out more
  • You'll have 24 hour access to vetfone™, a helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • You'll receive regular news and content to help you look after your pet.
  • Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc. vetfone™ is provided by Vetsdirect Ltd.

Cats, like humans, are more prone to illness and ailments as they get older. A claim being paid also increases the chance that a future claim will be made and can therefore also cause your renewal price to increase significantly. Even if you haven’t made a claim on your policy, new developments in diagnosis and treatments have meant that vets can give them even better care, which is great news for your family pet but means an increase in vet costs.

If while insured with Tesco Bank Pet Insurance, your pet starts to develop an ongoing illness, like diabetes or arthritis, or a reoccurring illness like an ear infection you may find it difficult to get those things covered elsewhere and it can be harder to insure older pets. But rest assured, as long as you renew your policy and there is no break in cover you’ll be covered up to the vet fees limit you’ve chosen.

Please note in exceptional circumstances we may choose not to offer renewal. But don’t worry, if that’s the case we will let you know in advance of your renewal date.

Why choose our Cat Insurance?

  • Our Premier cover Cat Insurance is 5 Star Defaqto Rated
  • Unlimited 24/7 vetfone™ access for expert pet care advice, provided by Vetsdirect Ltd.
  • Fixed excess payments so you’ll know exactly what you have to pay if you make a claim
  • You'll get a guaranteed discount if you're a Tesco Clubcard member
Defaqto 5 Star rated

We're Defaqto 5 star rated

Defaqto 5 Star rated

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Pet Insurance Premier Cover has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

Protect your feline friend with lifetime cover

We appreciate that your cat is a big part of your family. That's why we also offer lifetime Premier Pet cover to help keep them covered for years to come. It comes with vet cover limits up to £10,000, which resets each year (if you pay your premium and continue to renew your policy). Please note: in exceptional circumstances we may choose not to offer renewal. But don't fret, if that's the case, we'll let you know in advance of your renewal date.

Compare cover levels for your cat

Balancing the right protection for your pet with the ongoing cost of pet insurance can be tricky. That’s why we’ve got a range of cover levels to choose from. Our comparison tables should help you compare our four cover levels, and make it easy to get an overview of what Tesco Bank Pet Insurance offers.

Important information

Lost Pet cover

Cover for lost or missing pets

If your pet goes missing, the Standard, Extra and Premier cover levels of Tesco Bank Pet Insurance will cover your advertising costs up to £1,000, including a reward of up to £200. If the worst happens and your cat isn't found within 45 days, we’ll also cover what you paid or donated when you bought them, up to a cost of £1,500.

Policy booklets

Check that Tesco Bank Pet Insurance is right for you

Please read the policy documents to make sure that the cover level you've selected meets your needs.

The policy booklet also contains information on cancellation rights.

How we use your data

How we collect and use your personal data

Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our Privacy Notice.

We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.

We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime.

We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.

Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.

By proceeding with your application you acknowledge we can use your data in this way.

Cat care guides

kitten chewing on a rug

First time cat owner?

If you've never had a pet before, this starter guide is full of tips to help you prepare your home, buy the essentials, and know what to expect.

Top 9 cat care tips

How do you make sure your cat is happy and healthy for years to come? From diet and grooming, to exercise to play, this guide has 9 top tips to help care for your cat like a pro.

How's your cat feeling?

Cats have a reputation for being moody, but in reality they may be feeling a number of things at any one time. Learn how to read their behaviour and keep them happy with this guide.