Home Insurance
10% of Clubcard members paid £119 or less for Combined Buildings and Contents Home Insurance in July 2024.
Excludes add-ons. Based on policies sold 01/07/24 - 31/07/24. The amount you could pay depends on your circumstances.
Why choose Tesco Bank Home Insurance?
-
![Rating]()
Cover that's Defaqto 5 Star rated -
![Desktop]()
Manage your Home Insurance policy online 24/7 in Your Insurance Account -
![heart]()
£75,000 contents cover as standard -
![Protection]()
Unlimited buildings cover as standard -
![House]()
Alternative accommodation if your home isn't safe to live in Terms apply
Spend less on home insurance with your Clubcard
If you have a Clubcard, we’ll try to find it automatically when you get a quote. If we can’t, just enter it when prompted.
All of our Home Insurance policies offer:
- 5 Star Defaqto rating 5 Star Defaqto rating
- Online policy management Online policy management
- Optional extras (available at an extra cost) Optional extras (available at an extra cost)
Buildings and Contents Insurance
For when you need to cover both your building and its contents in one.
- £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost. £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost.
- Unlimited buildings cover as standard. Unlimited buildings cover as standard.
Buildings Insurance
For covering damage to the walls, windows and roof of your home, along with some fixtures and fittings.
- Unlimited cover for the cost of repairing or rebuilding your home. Unlimited cover for the cost of repairing or rebuilding your home.
- Permanent fixtures such as showers, baths and built-in kitchens are covered. Permanent fixtures such as showers, baths and built-in kitchens are covered.
- Alternative accommodation included. Alternative accommodation included.
Contents Insurance
For covering the cost of replacing your home contents if they're damaged or stolen.
- £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost. £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost.
- Cover for accidental damage to home entertainment equipment such as your TV, tablet and laptop. Cover for accidental damage to home entertainment equipment such as your TV, tablet and laptop.
Defaqto 5 Star rated
Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Home Insurance has a Defaqto 5 Star Rating in the UK which means it has a comprehensive level of features and benefits.
Help for existing Home Insurance customers
Need to check your policy documents or need to make a claim?
Your Insurance Account
If you’re looking to check or change your policy details or view any of your documents you can do this online with Your Insurance Account. Log in below or find out more
Helpful information about home insurance
What is buildings and contents insurance?
Buildings and contents insurance, often referred to as ‘home insurance’, is a combined insurance that covers both your building and its contents in one.
What is buildings insurance?
Buildings insurance covers the cost of repairing damage to the walls, windows and roof of your home, along with some fixtures and fittings. Buildings insurance generally covers the cost of rebuilding your property.
What is contents insurance?
Contents insurance covers the cost of replacing your home contents if they’re damaged or stolen. Your ‘home contents’ are any belongings that you’d take with you if you moved house.
Important information
Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.
Home Emergency cover is underwritten by Inter Partner Assistance S.A.
Family Legal Guard is underwritten by AmTrust Europe Limited.
Before you buy your Tesco Bank Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.
For Home Insurance policies starting on or after the 22 May 2024:
For Home Insurance policies starting before 22 May 2024:
Other customers have been asking
Contact us, we’re here to help
As a result of the severe weather, our Home Insurance phonelines are busier than usual and you may struggle to get through. Please hold the line if you need to speak to us urgently. Thank you for your patience.
Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you. Lines are open Monday to Friday 8am-8pm, Saturday and Sunday 9am-2pm.