Home Insurance

Learn about our Home Insurance cover before you get a quote and apply. Choose from Contents Insurance, Buildings Insurance or both combined, to protect the place you call home.

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    Choose from a range of policies to suit your needs, including Buildings Insurance to protect your home, Contents Insurance to cover your belongings, or combined Buildings and Contents Insurance for peace of mind.

      Guaranteed discount for Clubcard members

      Whether you’re a new customer or renewing your cover this year, you’re guaranteed a Clubcard discount.

      All you need to do is tell us your Clubcard number when you get a quote.

      The discount doesn’t apply to Home Emergency Cover and Family Legal Guard.

          image of father & son playing

          Buildings and Contents Insurance

          Protect your home and what’s inside with our combined Buildings and Contents Insurance.

          • £75,000 new-for-old contents cover as standard, for an additional premium you can increase it to £100,000​
          • Unlimited buildings cover as standard – so your home's structure, fixtures and fittings can be repaired, rebuilt or replaced​
          • Choose the optional extras that are right for you – and only pay for the additional cover you need
          • 5 Star rated by Defaqto. Defaqto is an independent researcher of financial products
          • Manage your home insurance policy online at a time convenient for you. Log into your account 24 hours a day to view or update your details.​

          Buildings Insurance

          As a homeowner, the biggest asset you have is probably your home. So it's important your house is covered in case the worst happens.

          • Unlimited cover for the cost of repairing or rebuilding your home​
          • Permanent fixtures in your home such as showers, baths and built-in kitchens are covered
          • Alternative accommodation for you and your loved ones including pets​
          • Choose the optional extras that are right for you – and only pay for the additional cover you need​
          • 5 Star rated by Defaqto. Defaqto is an independent researcher of financial products
          • Manage your home insurance policy online at a time convenient for you. Log into your account 24 hours a day to view or update your details.

          Contents Insurance

          It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

          • £75,000 contents cover as standard, for an additional premium you can increase it to £100,000
          • Cover for accidental damage to home entertainment equipment such as your TV, tablet and laptop
          • Choose the optional extras that are right for you – and only pay for the additional cover you need
          • 5 Star rated by Defaqto. Defaqto is an independent researcher of financial products
          • Manage your home insurance policy online at a time convenient for you. Log into your account 24 hours a day to view and update your details.

          Help for existing customers

          Need to check your policy documents or need to make a claim?​

            Your Insurance Account

            If you’re looking to check or change your policy details or view any of your documents you can do this online with Your Insurance Account. Log in below or find out more

              Helpful information about home insurance

              What is buildings and contents insurance?

              Buildings and content insurance, often referred to as ‘home insurance’ is a combined insurance that covers both your building and its contents in one.​

                What is buildings insurance?

                Buildings insurance covers the cost of repairing damage to the walls, windows and roof of your home, along with some fixtures and fittings. Buildings insurance generally covers the cost of rebuilding your property.

                  What is contents insurance?

                  Contents insurance covers the cost of replacing your home contents if they’re damaged or stolen. Your ‘home contents’ are any belongings that you’d take with you if you moved house.

                    Important information

                    Key product information

                    Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.

                      Home Emergency cover is underwritten by Inter Partner Assistance S.A. UK Branch.

                      Family Legal Guard is underwritten by AmTrust Europe Limited.

                        Policy booklets

                        Before you buy your Tesco Bank Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.

                          Contact us, we’re here to help

                          Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you. Lines are open Monday to Friday 8am-8pm, Saturday and Sunday 9am-2pm.