Backpacker Travel Insurance

When dreams of exploring continents, not just countries, become reality.

Designed for a longer single trip up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break if you’re under the age of 50.

Choose from Economy or our 5 Star Defaqto rated Premier cover. Monetary limits, excesses and exclusions apply.
With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to add-ons. Just enter your Clubcard number when you get your quote.
Access an English-speaking doctor virtually or by telephone appointment should you need it

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

Some little helps to get you on your way

24/7 helpline available in case of medical emergencies.
Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
Access an English-speaking doctor virtually or by telephone.

Compare cover levels

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.


Features	Backpacker Economy	Backpacker Premier
Defaqto rating
Excess	£99 per person	No excess
Cancellation or cutting short your trip	£1,000	£10,000
Emergency Medical Expenses	Unlimited	Unlimited
Emergency dental	£250	£1,000
Inpatient benefit	£500 £20 a day	£1,000 £50 a day
Virtual doctor
Missed departure	£500 outbound	£1,500
Travel delay	£500 £20 per day	£1,000 £50 per day
Baggage	£1,000 Single article limits of £250	£3,000 Single article limits of £500
Baggage delay If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance)	£250 £50 per 24 hours	£1,500
Personal money If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.	£250 Cash limit of £100	£750 Cash limit of £375
Loss of travel documents	£250	£500
Legal expenses and assistance	£25,000	£25,000
Personal liability	£2 million	£2 million
Personal total disablement or loss of limb / eye	£10,000	£30,000
Death	£5,000	£15,000

See all features

Additional cover

You can choose to add the additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

Gadgets must be bought new or used from a UK VAT-registered company (or, if bought overseas, a company with the equivalent tax registration), bought second hand, or gifted to you. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.


Features	Backpacker Economy and Backpacker Premier
Gadgets	£3,000

Need a different type of cover for your trip?

We also have Single Trip cover as well as Annual Multi Trip cover for multiple trips in a year.

Policy and additional cover documents

View and download policy-related documents and other important cover information.

How we collect and use your personal data

Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:

AWP P&C S.A (AWP P&C) to underwrite Tesco Bank Travel Insurance policies purchased on or after 4 September 2024
Inter Partner Assistance S.A. (IPA) to underwrite Tesco Bank Travel Insurance policies purchased prior to 4 September 2024
AmTrust Europe Limited (AmTrust) to underwrite Tesco Bank Travel Insurance Gadget Cover

Tesco Bank will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Europe Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via:

Tesco Bank Privacy Notice

ROCK Privacy Notice (294kb, PDF)

AWP P&C in the ‘Privacy Notice’ of the Policy Wording document and Allianz Assistance website
IPA on the AXA Assistance website
AmTrust website