Backpacker Travel Insurance

When dreams of exploring continents, not just countries, become reality.

Designed for a longer single trip up to 18 months, often to multiple countries. You may find this type of cover is right for you if you’re planning a gap year or career break if you’re under the age of 50.

  • Choose from Economy or our 5 Star Defaqto rated Premier cover. Monetary limits, excesses and exclusions apply.
  • With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.
  • Access an English-speaking doctor virtually or by telephone appointment should you need it

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch.

      COVID-19 cover includes

      • If you have to cancel or cut short your trip as a result of contracting COVID-19.
      • Medical treatment if you contract COVID-19 abroad.
      • If you’ve got to return home early because the region you’re in goes into lockdown.

      Remember to check the latest Foreign, Commonwealth & Development Office (FCDO) and local authorities travel advice before you go. We don't include cover for cancellation where the FCDO or local authorities advise against travel. For full details of the COVID-19 cover provided on our policies take a look at the policy booklet. Monetary limits, excesses and exclusions apply.

        Some little helps to get you on your way

        • Clubcard
          24/7 helpline available in case of medical emergencies.
        • Money
          Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.
        • Face icon
          Access an English-speaking doctor virtually or by telephone.

        Compare cover levels

        Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.


        Backpacker Economy

        Backpacker Premier

        Defaqto rating

            Defaqto 3 star logo

              Defaqto 5 star logo


                £99 per person

                  No excess

                    Cancellation or cutting
                    short your trip



                          End supplier failure

                              Blue cross icon


                                Medical and repatriation

                                  £10 million

                                    £20 million

                                      Emergency dental



                                            Hospital benefit


                                              £20 a day


                                                £50 a day

                                                  Virtual doctor


                                                        Missed departure

                                                          £500 outbound

                                                          No cover for inbound departures


                                                              Travel delay


                                                                £20 per day


                                                                  £50 per day



                                                                      Single article limits of £250


                                                                        Single article limits of £500

                                                                          Delayed baggage

                                                                          If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance)


                                                                            £50 per 24 hours


                                                                                Personal money

                                                                                If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.


                                                                                  Cash limit of £100


                                                                                    Cash limit of £500

                                                                                      Important documents



                                                                                            Legal expenses and assistance



                                                                                                  Personal liability

                                                                                                    £2 million

                                                                                                      £2 million

                                                                                                        Personal total disablement or loss of limb / eye






                                                                                                                    Additional cover

                                                                                                                    You can choose to add the additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                                                                                    Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

                                                                                                                    Gadgets must be less than 4 years old and purchased in the UK. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.


                                                                                                                    Backpacker Economy and Backpacker Premier



                                                                                                                        Need a different type of cover for your trip?

                                                                                                                        We also have Single Trip cover as well as Annual Multi Trip cover for multiple trips in a year.

                                                                                                                            Important information

                                                                                                                            It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                                                                                              Information about additional cover

                                                                                                                              The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                                                                                                                How we collect and use your personal data

                                                                                                                                Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. The policy is arranged and administered by ROCK Insurance Services Limited (ROCK) and underwritten by Inter Partner Assistance SA UK Branch (IPA UK) whose ultimate parent company is AXA Partners Holding SA. You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                                                                                  ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                                                                                  ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website.