Balance Transfer Credit Card

Our longest 0% period on balance transfers for up to 33 months


Interest on balance transfers for up to 33 months (2.59% fee)


Interest on money transfers for the first 9 months (3.99% fee)


Collect Clubcard points almost every time you spend in and out of Tesco

About this card

  • A balance transfer credit card could help you pay off debts faster. Switch existing credit card or store card balances to this card and you could avoid paying interest on them for up to 33 months.

What this card gives you

  • Our longest 0% interest period on balance transfers
    Up to 33 months of 0% interest from the date of account opening, with a 2.59% transfer fee. When you apply we’ll let you know the longest 0% period we can give you. This might be 33, 26 or 20 months.
  • 0% interest on money transfers for 9 months
    You can transfer money from your credit card and pay it in to your bank account. If you do this, you’ll get 0% interest on it for 9 months from account opening with a 3.99% transfer fee.
  • Collect Clubcard points
    Collect points almost everywhere you spend using your card, plus your usual points in Tesco. For more information see Credit Card Rewards.

Good to know

  • Using your card for purchases
    We won’t charge any interest on the purchases you make, if you pay off balances that aren’t on a 0% rate, in full every month.
  • You can transfer up to 95% of your available credit limit
  • Get your transfers at a 0% interest rate
    To get the 0% interest rate you’ll need to make your transfers within 90 days of opening your account.
  • Our Credit Card jargon buster
    Learn all the terms worth knowing with our quick-fire guide - you’ll be a credit card pro in no time.
  • Stay on track
    Remember to pay at least your minimum payment on time each month to keep the 0% rate we offer you.

Representative example

Representative 21.9% APR (variable)
Interest rate on purchases 21.9% p.a. (variable)
Assumed credit limit £1200

Your APR and credit limit may vary depending on your circumstances.

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Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF