Balance Transfer Credit Card

Some things to remember

• 0% interest rates apply from the day you opened your account
• Your credit limit, APR and introductory offer period may vary subject to your individual circumstances
• Your introductory rates will be withdrawn if we don’t receive your minimum payment on time and in full
• If you request a balance transfer as part of your application, you’ll need to activate your card within 60 days in order for this to be processed
• You can transfer up to 95% of your available credit limit. You won’t be able to transfer a balance between Tesco Bank credit cards
• Our credit facilities are available to UK residents 18 and over only, subject to status.
• Purchases made using money that has been transferred will not benefit from protection under Section 75 of the Consumer Credit Act 1974. Section 75 protection is only available if you make the purchase with your credit card (please note that not all purchases are eligible for this protection).

Before applying, you should review the Summary Box for this product:

• Tesco Bank Balance Transfer Card Summary Box pdf, 169kb

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect Clubcard points on almost everything you buy.

• You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 Clubcard point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
• There are some products at Tesco you can't collect Clubcard points on. Find out more about collecting Clubcard points at the Tesco Clubcard website. Clubcard points can’t be collected on Tesco Travel Money purchases
• Clubcard points collection rates are subject to change
• You must have available credit
• The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling Clubcard points.