Low Fee Balance Transfer Credit Card

Enjoy up to 27 months with no interest to pay on balance transfers

Why pay interest when you don’t have to? If you’ve got outstanding balances on other credit cards or store cards and are paying a higher rate of interest, you could save money by transferring them.

  • 0% interest on balance transfers for up to 27 months from account opening, with a low 1.19% balance transfer fee. Based on our assessment of your circumstances we may offer a 0% interest period of 21 or 16 months instead.
  • 0% interest on money transfers for the first 9 months, with a 3.99% transfer fee.
  • To keep your introductory rates we need to receive at least your minimum payment on time every month. Direct Debits and payment alerts can be set up through Online Banking to help you keep on track with your payments.
  • You can transfer up to 95% of your available credit limit. Any transfers must be made within 90 days of account opening to benefit from the 0% interest rates.
  • You can collect Tesco Clubcard points when you spend, but remember you'll be charged interest on purchases with this card. See our rewards page for full details about the points you could collect and the terms that apply.
  • Manage your money with our easy to use Mobile Banking App and Online Banking services.

Your credit limit, APR and introductory offer period may vary subject to your individual circumstances.

      Representative example

      Representative 21.9% APR (variable)
      Interest rate on purchases 21.9% p.a. (variable)
      Assumed credit limit £1200  
        strawberry credit card

        Let's get started

        Applying online is easy and takes 10 minutes.


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        Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

        Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF.