The power to collect even more Clubcard points

When you spend on our credit cards, in and out of Tesco, you’ll get your usual points and extra on top.

    22.9% APR representative (variable)

    Using a Tesco Bank Credit Card, you could collect:

    5

    Points for every £4 spent in Tesco

    4 points with a Clubcard alone

    5

    Points for every £4 spent on Tesco fuel (excluding Esso)

    2 points with a Clubcard alone

    1

    Point for every £8 spent outside Tesco

    0 points with a Clubcard alone

    100 points = £1.00 in vouchers. Find out more about turning points to vouchers and collecting points.

    With your vouchers, you can:

      Save on groceries and fuel

      Use your vouchers to save in Tesco, as well as on fuel at Tesco petrol stations and at Esso sites with a Tesco Express

          Get up to 3x the value of your vouchers with Tesco Reward Partners

          Exchange your vouchers to use on days out, eating out and more with over 100 Tesco Reward Partners

            See how your Credit Card spend turns into Clubcard vouchers

            How much do you spend a month?

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            Using one of our Credit Cards, you could collect:

            After 3 months

            After 1 year

            Clubcard points
            Clubcard vouchers
            Tesco Reward Partners up to up to

            After 3 months

            Clubcard points
            Clubcard vouchers
            Tesco Reward Partners up to

            After 1 year

            Clubcard points
            Clubcard vouchers
            Tesco Reward Partners up to

            That's 16500 more points each year than using your Clubcard alone, just for spending on a Tesco Bank Credit Card.

            turn in vouchers

            into to spend with Tesco Reward Partners

            *after 1 year

            Tesco Clubcard Reward Partners

            Pizza Express

            Get 3x your voucher value From 50p in Clubcard vouchers

            Disney+

            Get 3x your voucher value From £8 in Clubcard vouchers

            Hotels.com

            Get 3x voucher value
            From £1.50 in Clubcard vouchers

            Virgin Atlantic

            Collect 625 Virgin points
            From £2.50 in Clubcard vouchers

            Prezzo

            Get 3x your voucher value From 50p in Clubcard vouchers

            RAC

            Get 3x your voucher value From 50p in Clubcard vouchers

            Alton Towers

            Get 3x your voucher value From 50p in Clubcard vouchers

            Zizzi’s

            Get 3x your voucher value From 50p in Clubcard vouchers

            Plus 100s more

            From travel, to entertainment, home, lifestyle and eating out

            Important information

            How do I collect Clubcard points?

            A Tesco Bank Credit Card is also a Clubcard, so when you spend on it in Tesco you’ll collect your normal Clubcard points (1 point for every £1 spent) plus an extra 1 point for every £4 you spend.

            When you buy Tesco fuel (excluding Esso) you’ll collect your normal Clubcard points at an enhanced rate of 1 point for every £1 spent (usually 1 point for every £2 spent with a Clubcard alone) and you’ll get 1 extra point for every £4 spent.

            When you spend outside Tesco you’ll collect 1 point for every £8 you spend.

            Points are calculated on single transactions and you must have available credit. Points collection rates are subject to change. Remember there are some things you won't collect points on.

            The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling Clubcard points.

              What won’t I collect Clubcard points on?

              You can only collect points on purchases, so cash withdrawals, cash transactions, balance or money transfers, gambling transactions, buying travel money and regular payments like standing orders and Direct Debits don’t count.

              There are also some products at Tesco you can’t collect points on, see the Clubcard website for details.

                How do I turn points into vouchers?

                Every 3 months your Clubcard points are turned into Clubcard vouchers. Or you can choose to get them quicker with Faster Vouchers.

                Your vouchers can be used to spend at Tesco, in store or on fuel (excluding Esso), or they can be exchanged to get up to 3x the value of your vouchers with Tesco Reward Partners.

                  How does the Clubcard points calculator work?

                  The calculator works out how many Clubcard points you could collect if you had a Tesco Bank Credit Card and used it to pay for items in and out of Tesco.

                  Based on the amounts you enter into the calculator, we work out the number of Clubcard points you could collect and give an idea of the amount in Clubcard vouchers.

                  Remember though, your points will be worked out on each individual transaction that you make and not on your total monthly spend. So, this means the calculator only gives an indication and the actual points you receive could vary.

                  Don't forget that you'll need to spend a minimum amount to begin collecting Clubcard points.

                    How does Tesco use my data?

                    When you open a credit card account with us you’ll be automatically enrolled into the Clubcard scheme if you’re not already a member, and Tesco Bank will share information with Tesco Stores for the operation of your Clubcard account.

                    Clubcard accounts are managed separately by Tesco Stores, and you should visit the Tesco Stores privacy notice for further information about how Tesco Stores uses your information.

                      Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

                      Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF