Dog and Puppy Insurance

Woman with her pet dog

We know your dog is an important member of your family. Give them the protection they deserve with one of the four Tesco Bank Pet Insurance levels of cover.

  • Choose from: Premier, Extra, Standard or Accident and Injury cover for adult dogs or puppies from eight weeks old.
  • If your dog goes missing or is stolen, we'll pay up to £1,000 for advertising (including up to £200 for a reward) as part of our Premier, Extra and Standard cover. Find out more
  • Our Premier cover for dogs means you have cover for a one off or ongoing condition, with the vet fees limit reinstated each year on renewal. With a Defaqto 5 Star Rating it provides one of the highest quality offerings in the market.
  • Like to take your dog on holidays with you? Our Premier, Extra and Standard cover levels include Pet Travel Cover. Find out more
  • You'll have 24 hour access to vetfone™, a helpline if your pet becomes unwell or you need advice on any pet related questions or concerns.
  • Regular news and content to help you look after your pet.
  • Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc. vetfone™ is provided by Vetsdirect Ltd.

Dogs are more prone to illness and ailments as they get older which means the price of insurance increases at renewal. New developments in diagnosis and treatments have meant that vets can give you even better care. This is great news for your family pet but has meant a rise in vet fees, and the cost of claims. If your pet develops a pre-existing condition such as diabetes, you may find it difficult to get that condition covered elsewhere. But rest assured, as long as you keep your Tesco Pet policy in force, you’ll be covered up to the total vet fees limit you’ve chosen each year.

See what people say about our Pet Insurance

Thousands of people just like you left reviews for us on Reevoo once they bought our Pet Insurance. See what they had to say.

Get lifetime cover for your lifelong friend

With vet cover limits up to £10,000 that reset each year (providing you pay your premium and renew) our lifetime Premier Pet cover helps you protect your cat or dog and keep costs under control. Please note in exceptional circumstances we may choose not to offer renewal. But don’t worry, if that’s the case we will let you know in advance of your renewal date.

  • Our Premier cover is 5 Star Defaqto Rated
  • Unlimited 24/7 vetfone™ access for expert pet care advice, provided by Vetsdirect Ltd.
  • Fixed excess payments so you’ll know exactly what you have to pay if you make a claim
  • Guaranteed discount for Tesco Clubcard customers
Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto 5 Star rated

Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Pet Insurance Premier Cover has a Defaqto 5 Star Rating which means it has a comprehensive level of features and benefits.

Compare our cover levels

Balancing the right protection for your pet with the ongoing cost of pet insurance can be tricky. That’s why we’ve got a range of cover levels to choose from. Our comparison tables should help you compare our four cover levels, and make it easy to get an overview of what Tesco Bank Pet Insurance offers.

Caring for your dog involves more than taking him for regular health check-ups if he is to be happy and healthy. Explore our informative guides and find out more about some of the most popular dog breeds, such as the Labrador, Pug and Beagle, so you are confident and prepared for the adventures dog ownership might throw your way.

Need more information?

Important information

Pet Travel Cover

Travelling with your pet

The United Kingdom Government Pet Travel Scheme (also known as PETS) allows you to take your pet temporarily to certain countries and return to the UK without the hassle of putting them into quarantine.

Tesco Bank Pet Insurance offers Pet Travel Cover with the Standard, Extra or Premier cover levels, when you travel to any country covered by the PETS scheme. It will cover you for repeating a worming treatment or emergency vet fees abroad. We'll also pay if you lose your pet passport, or it is stolen or destroyed or if the microchip fails and you have to put them into quarantine. The Accident and Injury cover level doesn't include this cover.

Lost Pet cover

Cover for lost or missing pets

If your pet goes missing, the Standard, Extra and Premier cover levels of Tesco Bank Pet Insurance will cover your advertising costs up to £1,000, including a reward of up to £200. If the worst happens and your dog isn't found within 45 days, we’ll also cover what you paid or donated when you bought them, up to a cost of £1,500.

Policy documents

Check that Tesco Bank Pet Insurance is right for you

Please read the policy documents to make sure that the cover level you've selected meets your needs.

The policy booklet also contains information on cancellation rights.

How we use your data

How we collect and use your personal data

Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our Privacy Notice.

We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.

We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime.

We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.

Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.

By proceeding with your application you acknowledge we can use your data in this way.