If you’re paying a higher rate of interest on other credit or store cards, you could save money with one of our 0% interest on balance transfer credit cards.
A balance transfer lets you switch high interest credit card debt to a card that charges you a lower rate of interest, often 0% for an introductory period – though you may pay a transfer fee. By bringing down the overall cost of what you owe, a balance transfer card could help clear outstanding balances sooner.
Remember, to keep a 0% introductory rate you must pay at least the minimum payment on time each month.
Enjoy up to 30 months with no interest to pay on balance transfers
Your credit limit and APR may vary depending on your circumstances and applications are subjects to status.
Our card with 0% interest on purchases and balance transfers for up to 20 months
We may offer you a 0% interest period of 16 or 12 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
Our card with 0% interest on purchases and transfers for up to 15 months
We may offer you a 0% interest period of 12 or 9 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
Some balance transfer cards have an introductory rate of 0% interest on purchases. Others will charge interest on your spending. So make sure you know all the ins and outs before you open a new account.
A balance transfer moves credit card debt from a card that charges a higher rate of interest to one that charges a lower rate.
By making a balance transfer, you could lower the cost of credit card debt as more of your repayments will go to reducing the balance, rather than interest charges.
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We accept online Credit Card applications, applying is easy and takes around 10 minutes. Check your eligibility here
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points - 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
Every 3 months your Clubcard points are turned into Clubcard vouchers. Or you can choose to get them quicker with Faster Vouchers. Use your Clubcard vouchers for money off your Tesco shop, or get up to 3x the value with Clubcard Reward Partners - choose from days out, travel, restaurants and more.
You'll only collect Clubcard points when you use your card to make purchases. Cash withdrawals, cash transactions, balance on money transfers, gambling transactions, buying travel money and regular payments like standing order and Direct Debits don't count. There are also some products at Tesco you can't collect points on, find out more at the Tesco Clubcard website.
The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, Al7 1GA who are responsible for fulfilling Clubcard points.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF