Key Cover

Whether they're lost, stolen or broken, our key cover add-on could take the stress out of losing your keys and give you additional peace of mind for an additional cost.

  • Our key cover add-on means there's no excess to pay if you make a claim under the key cover add-on and this won't impact your no claims discount on your car insurance policy
  • Cover is provided for all insured keys and we'll organise replacement keys and locks up to £1,500 per policy
  • Access to a nationwide network of locksmiths to help if your keys are lost, stolen, broken or locked inside your car
  • Onward transportation costs covered, or 3 days vehicle hire, if you can't use your own car
  • If there's a security risk, the policy covers the installation of new locks, replacement keys and the reprogramming of immobilisers, infrared handsets and alarm remote controls
  • £10 reward for the safe return of lost keys
  • Special key fob for insured keys to increase the chance of recovery after loss or theft

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets


      3 types of car insurance for you

      You can get key cover as an add-on with any of our car insurance policies.

        Car Insurance

        We offer 3 levels of cover for drivers aged 21 and over with a comprehensive range of features and benefits.


        For young drivers aged 17-35, Tesco Bank Box insurance rewards safe driving by giving you monthly bonus miles.

        Over 50s

        Our over 50s car insurance provides flexible cover that works for your lifestyle with optional extras.

        Help for existing policyholders

        Need to check your policy documents or need to make a claim?

        Important information

        About car insurance from Tesco Bank

        Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.

        Tesco Bank Box Insurance is arranged, administered and underwritten by Aioi Nissay Dowa Insurance UK Ltd.

        Optional extras Insurers:

        • Motor Legal Protection is underwritten by AmTrust Europe Ltd
        • Breakdown Cover is underwritten by RAC Insurance Ltd
        • Keycover is underwritten by Ageas Insurance Ltd. Claims are handled by Keycare
        • Upgraded courtesy car cover is underwritten by Tesco Underwriting Ltd

        You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

          Before you buy your Tesco Bank Car Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.

            Contact us - we're here to help

            Can't find the answer to your car insurance question on our website? We're here to help and there are lots of ways to get in touch. Lines are open Monday to Friday 8am-8pm, Saturday and Sunday 9am-2pm.