Over 50s Car Insurance

Our Car Insurance has plenty of benefits, no matter what your age:

If you have a Tesco Clubcard, you’ll enjoy a discount when you insure with Tesco Bank Car Insurance.

If you’re in an accident you can call our UK-based helpline and get the help you need. We’re on the other end of the line 24 hours a day, 7 days a week.

Our Standard Car Insurance offers medical expenses and personal accident cover, meaning you and your passengers can enjoy peace of mind when you’re on the road. We also cover loss of personal possessions after an accident.

Monetary limits, excesses and exclusions apply.

As standard, our customers are covered for accident, fire, theft and windscreen damage. We also cover loss or damage of permanent in-car equipment like satnavs.

Monetary limits, excesses and exclusions apply.

You can customise your car insurance policy with optional extras at an additional cost to make it better suited to your needs. We offer Breakdown Cover (provided by RAC), Upgraded Courtesy Car Cover, Key Cover, and Motor Legal Protection. Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Tesco Bank Breakdown Cover is provided by RAC Insurance Limited. Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited. Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare. Motor Legal Protection is underwritten by Arc Legal.

With our comprehensive Car Insurance, you get cover for your vehicle that includes:

Our cover comes with peace of mind that if your car is hit by an uninsured driver, you won't be penalised for it. As soon as we validate the details of the incident (including the other vehicle's make, model and registration number), your no claims discount will be reinstated and your excess will be refunded to you. Terms apply

You’ll get a small courtesy car to help you keep going while yours is being repaired following a claim. There are a few exclusions so please check these Check exclusions

We'll pay for loss or damage to the car caused by fire, theft or attempted theft.

A chipped windscreen doesn’t have to spoil your day. We'll pay for the cost of repairing or replacing your broken or chipped windscreen or windows. We'll also pay for any scratching to the paintwork that might have been caused by broken glass from the windscreen or windows.

We will replace any child seats that are fitted to the car at the time of an incident, even if you can't see any damage. You can't be too careful with your precious cargo. £300 limit applies.

This includes any stereo, satnav, telephone and entertainment equipment, that are permanently fitted to your car.

With our Car Insurance, you can drive away on holiday to the EU. No need to pay extra. Your cover is extended to any EU country for a total of 90 days within the period of your insurance as long as you are a UK resident. Great for a last-minute escape.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets. See our policy booklets

Our comprehensive Car Insurance includes cover for you and your passengers as standard.

Accidents don't just happen between 9 and 5. That's why our UK-based accident helpline is open 24 hours a day, seven days a week.

Our Car Insurance isn't just about the car. The things inside it matter too. So your personal possessions are covered up to the value of £200 if they're lost or damaged in the car following an accident.

If you or your passengers are involved in an accident in the car, we'll pay up to £100 in medical expenses to treat each injured person.

Our Car Insurance provides up to £5,000 compensation for serious injury to you or your partner whilst travelling by car.

You can claim up to £150 towards any costs you might have incurred getting to your planned destination (or home) if you're involved in an incident that results in a valid claim.

And for an extra charge, you can get even more peace of mind with our optional add-ons.

Don't be left stranded if your car breaks down. Add Breakdown Cover provided by RAC to your Car Insurance policy. Whether it’s roadside cover for your everyday commute or cover that extends to Europe for driving holidays with your family, there are four levels of cover, making it easy to find the one that’s right for you.

Tesco Bank Breakdown Cover is provided by RAC Insurance Limited.

If you need seven seats for your family or space in the back for your dog, a small courtesy car might not cut it. Add this cover and you’ll get a car that’s similar in size to your usual one. It’ll be yours for up to 28 days when your car is out of action, even if it’s deemed unrepairable by the approved repair network.

Tesco Bank Upgraded Courtesy Car Cover is underwritten by Tesco Underwriting Limited.

With our additional Key Cover, you’re covered for keys that are lost, stolen or broken. Our 24-hour helpline will also come to your rescue if your keys are lost, locked inside your car or broken in the lock. After 14 days, cover is provided for all insured keys (including your house and business keys) and we'll organise replacement keys and locks up to £1,500 per policy. Terms apply

Tesco Bank Key Cover is underwritten by Ageas Insurance Limited, claims are handled by Keycare.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our Car Insurance policy booklets. See our policy booklets

Motor Legal Protection provides you with cover for legal costs and expenses, up to £100,000, if you ever need to claim compensation for personal injury against the person responsible for the accident, where you are more likely than not to have a successful outcome. Terms and conditions apply; you'll find more details in the policy booklet.

Tesco Legal Guard is underwritten by AmTrust Europe Limited.

All cover details, exclusions, excesses, monetary limits and terms are clearly laid out in our policy booklets. See our policy booklets

Tesco Bank Car Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.

Optional Extras Insurers:

You’ll find complete details of the cover, monetary limits, exclusions, excesses and terms in our policy documents.

Before you buy your Tesco Bank Car Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.