Low APR Credit Card

A low APR on all your purchases

Low APR Card

With a low APR on purchases, this credit card is there when you need it. You'll also collect Tesco Clubcard points when you spend.

  • Low 5.9%APR representative (variable) on purchases
  • Plus 0% interest on purchases for the first month
  • Collect Tesco Clubcard points almost everywhere you use your card Terms apply

Representative example

  • Representative rate5.9%APR (variable)
  • Interest rate on purchases5.9% p.a. (variable)
  • Assumed credit limit£1,200

What is APR?

Why choose a Tesco Bank Credit Card

  • Apply online and get a decision in under 10 minutes
  • Complete your money transfer with our mobile app and use it to keep on top of all your spending
  • Pay with contactless - make spending even simpler for purchases up to £30How to use contactless
  • Collect Tesco Clubcard points almost everywhere you use your cardTerms apply
  • Quick and easy payments with Apple PayFind out more

Be rewarded for your spending

You'll collect extra Clubcard points when you use your credit card to spend in and out of Tesco.

Every 3 months your points are turned into vouchers which you can use to save on your shopping at Tesco or make even bigger savings with Clubcard Reward Partners.

Looking for something else?

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • You can transfer up to 95% of your available credit limit. You won’t be able to transfer a balance between Tesco Bank credit cards
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Before applying, you should review the Summary Box for this product:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Collecting Tesco Clubcard points

How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.

  • You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points can’t be collected on Tesco Travel Money purchases
  • Clubcard points collection rates are subject to change
  • You must have available credit
  • The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

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