If you need to pay for something now but want to spread the cost, our purchase credit cards could help.
0% introductory rates like the ones below are great, remember though you must pay at least the minimum payment on time each month to keep them.
0% interest on purchases to enjoy for up to 18 months
Representative example
We may offer you a 0% interest period of 15 or 12 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
Our card with 0% interest on purchases and transfers for up to 15 months
Representative example
We may offer you a 0% interest period of 12 or 9 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
A low APR on all your purchases
Representative example
Your credit limit and APR may vary depending on your circumstances and applications are subject to status.
Can't see the right card for you? There's more to choose from. Check out our full range of credit cards.
In Clubcard vouchers
You can use this in Tesco to save money in store, online and at the pump.
That’s £ more than using your Clubcard alone, just for spending on your Tesco Bank Credit Card.
Up to
If you chose to spend with Tesco Clubcard Reward Partners
You can get up to 3X the value of your vouchers to spend with Reward Partners.
A 0% purchases credit card gives you an introductory rate of 0% interest on the cost of new purchases for a set amount of time. You can use one to spread the cost of a big purchase or multiple items, if you make sure you clear the balance before the 0% period ends.
Variable APR means the Annual Percentage Rate for a credit card may change over time. If the APR on your card is going to change, you’ll be notified in advance. Most credit cards have variable APR.
Our UK teams are here for you 24 hours a day, seven days a week.
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points – 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction .
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF