Winter Sports Travel Insurance

If you love taking to the slopes or trying out new activities on your holiday, our winter sports add-on is available at an additional cost with your travel insurance.

From snowboarding and skiing to glacier walking or husky dog sledding, there are some magical winter sports experiences to discover. Winter sports holidays can come with a higher risk of needing to make a travel insurance claim, and it’s important not to assume that your standard policy covers all incidents.

Tesco Bank Travel Insurance offers an optional winter sports add-on at an additional cost to your travel insurance policy. This includes:

  • Cover for the accidental loss of, theft of or damage to your own ski equipment
  • Medical cover for taking part in winter sports, including cost of treatment or repatriation
  • Help with the cost of hiring replacement ski equipment if your ski equipment is lost, stolen or damaged
  • Compensation if a lack of snow or an avalanche results in the skiing facilities at your resort being closed. Conditions apply
  • Reasonable additional accommodation (room only) and transport if you are delayed by 24 hours or more by an avalanche or landslide

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

      What does the winter sports add-on cover?

      Features

      Economy

      Standard

      Premier

      Ski equipment (owned)

        £500

        Single article limit of £500

          £1,000

          Single article limit of £500

            £1,500

            Single article limit of £500

              Ski equipment (hired)

              Cover for loss, theft or damage to ski equipment you have hired.

                £300

                  £300

                    £300

                      Ski equipment hire

                      If you need to hire equipment if yours is lost, stolen or damaged.

                        £300

                        £25 per day

                          £300

                          £25 per day

                            £300

                            £25 per day

                              Piste closure

                                No cover

                                  £300

                                  £30 per day

                                    £500

                                    £50 per day

                                      Avalanche cover

                                        No cover

                                          £200

                                          £20 per day

                                            £250

                                            £25 per day

                                              Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                              Medical cover for your sports or ski holiday

                                              When you choose Tesco Bank Travel Insurance for your snowboarding or ski trip, you’re covered for medical emergencies too. Plus, depending on your level of cover, you’ll have access to a 24/7 helpline where you’ll be able to speak with an English-speaking doctor virtually or by telephone.

                                              We’ll also help you with expenses for unexpected accidents or injuries, including treatment, transport or getting home if needed. For ways to stay safe on the slopes, check out our winter sports safety tips.

                                                Who is our winter sports travel insurance add-on for?

                                                Our winter sports add-on is for anyone looking for ski insurance or cover for other winter sports on their holidays. It’s not for professional sports or entertainment and racing events.

                                                  Some little helps to get you on your way

                                                  • 24/7 helpline available in case of medical emergencies.
                                                  • Up to 4 kids under 18 go free on Single and Annual Multi Trip policies.
                                                  • Get an increased cash cover limit if you buy your travel money from Tesco Bank.

                                                  Choosing your travel insurance policy

                                                  Whether you’re only planning on one winter getaway in the next year, or have a couple of ski adventures planned, you can find the right travel insurance policy for you.

                                                  With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.

                                                  Optional extras and add-ons

                                                  When you take out Tesco Bank Travel Insurance you’ll have the option to add-on other extras like cruise cover or gadget cover.

                                                  You can choose to add the optional extras and additional cover to your Single or Multi Trip cover for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                                                    Important Information

                                                    It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                                                    If you purchased or renewed your Travel Insurance policy on or after 13 December 2023, your policy document is below.

                                                      If you purchased or renewed your Travel Insurance policy before 13 December 2023, your policy document is below.

                                                        The Insurance Product Information Documents summarise the key features, benefits and exclusions of cover.

                                                          The Insurance Product Information Documents summarise the key features, benefits and exclusions of our additional cover.

                                                            Gadget Cover Documents

                                                              If you purchased or renewed your policy on or after 13 December 2023, your policy document is below.

                                                                If you purchased or renewed your policy before 13 December 2023, your policy document is below.

                                                                  Car Hire Document

                                                                    How we collect and use your personal data

                                                                    Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust). You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                                                      ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in our Privacy Policy.

                                                                      ROCK will also share data with IPA UK so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website and AmTrust Europe website.