Money transfer credit cards
If you need cash straight into your bank account, our credit cards with money transfers can give you that bit of flexibility when managing your money.
0% introductory rates like the ones below are great, remember though you must pay at least the minimum payment on time each month to keep them.
Our Balance Transfer Credit Card
Enjoy 12 months with no interest to pay on money transfers
- 0% interest on money transfers for the first 12 months, with a 3.99% transfer fee
- 0% interest on balance transfers for up to 26 months from account opening, with a 2.99% transfer fee. Based on our assessment of your circumstances we may offer a 0% interest period of 20 or 16 months instead
- You can transfer up to 95% of your available credit limit. Any transfers must be made within 90 days of account opening to benefit from the 0% interest rates.
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Representative example
Your credit limit and APR may vary depending on your circumstances and applications are subject to status.
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Use our handy credit card selector to work out how much a money transfer might cost you and how long it might take to pay it back
Helpful information about Credit Cards
What is a money transfer credit card?
You can use a money transfer credit card to pay cash straight into your bank account, often with an introductory rate of 0% interest (plus a fee) for a set amount of time. You can use one to spread the cost of something paid for with cash, if you just make sure you clear the card balance before the 0% period ends.
How do balance transfers work?
A balance transfer moves credit card debt from a card that charges a higher rate of interest to one that charges a lower rate.
By making a balance transfer, you could lower the cost of credit card debts as more of your repayments will go to reducing the balance, rather than interest charges.
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Collect Tesco Clubcard points
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points - 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF