Single Trip Travel Insurance

Before you put on your sun cream make sure you’ve got a policy to help keep you covered.

Whether you're planning a short break abroad, a staycation or a business trip our Single Trip Travel Insurance could be right for you.

Choose from Economy or our 5 Star Defaqto rated Standard and Premier cover. Monetary limits, excesses and exclusions apply.
With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to add-ons. Just enter your Clubcard number when you get your quote.
Unlimited cover for medical expenses and repatriation costs. An additional premium may be required to cover any pre-existing medical conditions or add-ons.

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by AWP P&C S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

Some little helps to get you on your way

24/7 helpline available in case of medical emergencies.
Unlimited cover for medical expenses and repatriation costs. An additional premium may be required to cover any pre-existing medical conditions or add-ons.
Get an increased cash limit as part of your cover if you buy from Tesco Bank Travel Money.

Compare cover levels

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information. The maximum limits payable are shown below.

Compare our levels of travel insurance cover
Features	Economy	Standard	Premier
Defaqto rating
Excess	£99 per person	£75 per person	No excess
Emergency Medical Expenses	Unlimited	Unlimited	Unlimited
Cancellation or cutting short your trip	£1,000	£5,000	£10,000
Emergency dental	£250	£350	£1,000
Inpatient benefit	£500 £20 a day	£500 £40 a day	£1,000 £50 a day
Virtual doctor
Missed departure	£500	£1,000	£1,500
Travel delay	£500 £20 per day	£500 £40 per day	£1,000 £50 per day
Baggage	£1,000 Single article and valuables limits £250	£2,000 Single article and valuables limits £350	£3,000 Single article and valuables limits £500
Baggage delay If lost in transit during the outward journey and not returned to you within 12 hours (if the loss is permanent this will be deducted from your baggage allowance).	£250	£500	£1,500
Personal money If you purchase your travel money at a Tesco Travel Money Bureau or online via the Tesco Bank website prior to your trip then your Cash limit will be doubled.	£250 Cash limit of £100	£500 Cash limit of £200	£750 Cash limit of £375
Loss of travel documents	£250	£250	£500
Legal expenses and assistance	£25,000	£25,000	£25,000
Personal liability	£2 million	£2 million	£2 million
Personal total disablement or loss of limb / eye	£10,000	£20,000	£30,000
Death	£5,000 If aged 15 or under or 65 and over cover is £2,500	£10,000 If aged 15 or under or 65 and over cover is £2,500	£15,000 If aged 15 or under or 65 and over cover is £2,500

See all features

Optional extras and additional covers

You can choose to add the optional extras and additional cover below for an extra cost. Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Winter sports cover

Winter sports cover table
Features	Economy	Standard	Premier
Ski equipment (owned)	£500 Single article limit of £500	£1,000 Single article limit of £500	£1,500 Single article limit of £500
Ski equipment (hired) Cover for loss, theft or damage to ski equipment you have hired.	£300	£300	£300
Ski equipment hire If you need to hire equipment if yours is lost, stolen or damaged.	£300 £25 per day	£300 £25 per day	£300 £25 per day
Piste closure	£300 £30 per day	£300 £30 per day	£500 £50 per day

Golf cover

Travel insurance golf cover
Features	Economy	Standard	Premier
Golf equipment	£500 Single article limit of £200	£1,500 Single article limit of £300	£3,000 Single article limit of £500
Green fees If you are unable to play	No cover	£300 £30 per day	£500 £50 per day
Equipment hire If you are unable to play	No cover	£300 £30 per day	£500 £50 per day

Cruise cover


Features	Economy, Standard and Premier
Missed port departure	£1,000
Cabin confinement	£1,000 £100 per missed port up to £1,000
Low/High water	£500 £100 per incident up to £500
Shore Excursions cover	£500

Gadget cover

Cover for your gadgets including mobiles, e-readers, tablets and smartwatches if they’re lost, stolen or damaged.

Gadgets must be bought new or used from a UK VAT-registered company (or, if bought overseas, a company with the equivalent tax registration), bought second hand, or gifted to you. To make a claim you must have valid proof of purchase. A £50 per person excess applies to all claims.


Features	Economy, Standard and Premier
Gadgets	£3,000

Collision Damage Waiver (CDW) Excess

Cover the excess you’d pay if your hire car is damaged or stolen up to £10,000 per incident or in total over the duration of your policy.

Adding this will cover the excess you’re liable for if you make a claim on the car hire excess waiver insurance provided by your car rental company. Limits apply, please see the table below for further details of cover available.


Features	Economy, Standard and Premier
Excess or Deposit reimbursement	Up to max £10,000 per claim
Lock out	Up to a maximum of £100 per claim
Vehicle hire key cover	Up to a maximum of £500 per claim
Misfuelling	Up to a maximum value of £500 per claim

See all features

Need a different type of cover for your trip?

We also have Annual Multi Trip cover and cover designed for Backpackers.

Policy and additional cover documents

View and download policy-related documents and other important cover information.

How we collect and use your personal data

Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy and partner with Rock Insurance Services Limited (ROCK) to arrange and administer Tesco Travel Insurance. ROCK partner with:

AWP P&C S.A (AWP P&C) to underwrite Tesco Bank Travel Insurance policies purchased on or after 4 September 2024
Inter Partner Assistance S.A. (IPA) to underwrite Tesco Bank Travel Insurance policies purchased prior to 4 September 2024
AmTrust Europe Limited (AmTrust) to underwrite Tesco Bank Travel Insurance Gadget Cover

Tesco Bank will receive data from ROCK. ROCK will process and share data with AWP P&C, IPA & AmTrust Europe Limited (where applicable) to underwrite your policy and process claims. You can find out more about how these firms process and share your data via:

Tesco Bank Privacy Notice

ROCK Privacy Notice (294kb, PDF)

AWP P&C in the ‘Privacy Notice’ of the Policy Wording document and Allianz Assistance website
IPA on the AXA Assistance website
AmTrust website