Fixed rate savings accounts​ (Bonds)

Lock your money away for guaranteed interest over a term that suits you.

    Fixed Rate Saver

    Annual interest rates 4.15% Gross/AER for 1 year term Monthly interest rates may differ from that shown.
    • Choose from a range of terms between 1 and 5 years. Choose from a range of terms between 1 and 5 years.
    • Make a single deposit between £2,000 and £5m within the first 30 days of account opening. Make a single deposit between £2,000 and £5m within the first 30 days of account opening.
    • Earn interest on your savings monthly or annually. Earn interest on your savings monthly or annually.

    Fixed Rate Cash ISA

    Interest rate 4.05% Gross/AER Fixed for the 12-month term of your ISA providing your money is kept in the account for the fixed term.
    • Save up to £20,000 tax-free for the current tax year. Save up to £20,000 tax-free for the current tax year.
    • Watch your savings grow - you've 30 days from account opening to deposit up to the maximum allowance. Watch your savings grow - you've 30 days from account opening to deposit up to the maximum allowance.
    • Guaranteed interest rate for a year. Guaranteed interest rate for a year.

    Benefits of fixed rate savings accounts​

    • Sterling pound sign.
      Make a one-off payment and let your savings grow
    • Icon of a calendar.
      Receive interest from your savings account (also known as a fixed rate bond) monthly or annually
    • Icon lock.
      Fix your interest rate for the full term

    Financial Services Compensation Scheme

    Your eligible deposits held by a UK establishment of Barclays Bank UK PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. This limit is applied to the total of any deposits you have with the following: Barclays, Barclays Business Banking, Barclays Premier Banking, Barclays Wealth Management and Tesco Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.

    Please ask for further information or visit www.fscs.org.uk.

          FSCS logo

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          Important information

          Our current interest rates and available terms are shown below.

            Important information about our Fixed Rate Savings accounts

            Length of term

            Gross/AER*

            Gross monthly*

            1 year

              4.15%

                4.07%

                  18 months

                    4.00%

                      3.93%

                        2 years

                          3.85%

                            3.78%

                              3 years

                                3.70%

                                  3.64%

                                    5 years

                                      3.55%

                                        3.49%

                                          These rates are subject to change and may be withdrawn at any time. Rates correct as at 26 November 2024.

                                          Interest is calculated daily from the date we receive your deposit and will be paid to a separate account of your choice either monthly or annually.

                                          *The Government has now introduced a Personal Savings Allowance, which will enable savers to earn interest on their savings tax free, up to a certain amount. We will no longer deduct tax from the interest you earn.

                                          Interest rate definitions

                                          Gross is the interest rate paid before tax is deducted.

                                          Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year. Interest is paid directly into a separate account of your choice and is therefore not compounded.