Purchases Credit Card
Our longest 0% interest period on purchases for up to 28 months.
Some things can’t wait, but the cost of them can. Help spread the cost of your spending as this card has our longest 0% interest period on purchases.
Representative example
- Representative rate19.9%APR (variable)
- Interest rate on purchases19.9% p.a. (variable)
- Assumed credit limit£1,200
Why choose a Tesco Bank Credit Card
0% interest on purchases for up to 28 months
If you’re thinking about making much-needed home improvements or taking the trip of a lifetime, the Purchases Credit Card could help. With no interest to pay on purchases for up to 28 months from account opening, this card could help you spread the cost of those bigger purchases.
You'll collect points when you shop with your credit card, plus your usual points in Tesco. Use your vouchers to save on your Tesco shopping or increase their value with Clubcard Reward Partners.
Our UK teams are here for you 24 hours a day, seven days a week. Yes, even Christmas day.
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Important information
Key product information
Some things to remember
- Your credit limit, APR and introductory offer period may vary subject to your individual circumstances
- 0% interest rates apply from the day you opened your account
- Your introductory rates will be withdrawn if we don’t receive your minimum payment on time and in full.
- You can transfer up to 95% of your available credit limit. You won’t be able to transfer a balance between Tesco Bank credit cards
- Available to over 18s and UK residents only, subject to status
Before applying, you should review the Summary Box for this product:
- Tesco Bank Purchases Card Summary Box PDF, 208kb
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT
What is APR?
APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.
After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.
Collecting Tesco Clubcard points
How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card
It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy.
- You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction
- There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website. Clubcard points can’t be collected on Tesco Travel Money purchases
- Clubcard points collection rates are subject to change
- You must have available credit
- The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.