Foundation Credit Card
Our credit card to help you build your credit score
Our credit card to help you build your credit score
Are you new to credit or do you have a bad credit rating? If you’re looking to build or improve your credit score, our Foundation Credit Card could help you.
Representative example
Your credit limit, APR and introductory offer period may vary subject to your individual circumstances.
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points – 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
We’ve teamed up with TransUnion to bring our Foundation Credit Card customers a free, exclusive service - Tesco Bank CreditView.
From opening a Foundation Credit Card, you'll get three years' unlimited access to:
We need you to read this important info
Before applying make sure you’ve read the summary box:
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF
You will be considered for regular credit limit increases if you stay within your credit limit, make your minimum payments on time and manage your account well. To be considered you will also need to manage any other credit products you have, such as loans and other credit cards as well.
APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.
After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.
Tesco Bank CreditView is provided by TransUnion
If you apply and are accepted for a Foundation Credit Card, we'll send you a welcome email which will include a personal link to sign up to Tesco Bank CreditView.
As part of the sign-up process you will be required to pass TransUnion's identity validation checks before accessing your Tesco Bank CreditView account.
It's worth knowing that only the primary credit card holder will have access to Tesco Bank CreditView.
See our other cards and try out our credit card selector to help find a card that suits you