What you won't collect Clubcard points on

You'll only collect Clubcard points when you use your card to make purchases. Cash withdrawals, cash transactions, balance on money transfers, gambling transactions, buying travel money and regular payments like standing order and Direct Debits don't count. There are also some products at Tesco you can't collect points on, find out more at the Tesco Clubcard Website.

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market. After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.

Credit Card For Bad Credit - Poor Credit Credit Cards

Are you new to credit or do you have a bad credit rating? If you’re looking to build or improve your credit score, our Foundation Credit Card could help you.

Starting credit limits between £250 - £1,500.
Monthly repayments from just £25.
You may be considered for regular credit limit increases if you stay within your credit limit, make your minimum payments on time and manage your account and any other credit products well (such as loans and other credit cards).
With access to Tesco Bank CreditView, provided by TransUnion, for 3 years from account opening you can track your credit score with monthly credit updates.
Collect Tesco Clubcard points almost everywhere you use your card, plus your usual points in Tesco. See our rewards page for full details about the points you could collect and the terms that apply.
Manage your money with our easy to use Mobile Banking App and Online Banking services.

Your credit limit and APR may vary subject to your individual circumstances.

Representative example

Representative 27.5% APR (variable)

Interest rate on purchases 27.5% p.a. (variable)

Assumed credit limit £1200

Not your perfect match?

See the credit cards you're likely to be accepted for and protect your credit score using our eligibility checker.

Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF.

Foundation Credit Card

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Not your perfect match?