Combined Buildings and Contents Insurance

10% of Clubcard members paid £112 or less for Combined Buildings and Contents Home Insurance in February 2024.


Excludes add-ons. Based on policies sold 01/02/24 - 29/02/24. The amount you could pay depends on your circumstances.

    Why choose Tesco Bank Home Insurance?

    • Rating
      Cover that's Defaqto 5 Star rated
    • Desktop
      Manage your Home Insurance policy online 24/7 in Your Insurance Account
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      £75,000 contents cover as standard
    • Protection
      Unlimited buildings cover as standard
    • House
      Alternative accommodation if your home isn't safe to live in Terms apply

    Spend less on home insurance with your Clubcard

    If you have a Clubcard, we’ll try to find it automatically when you get a quote. If we can’t, just enter it when prompted.

        Get peace of mind with our Combined Buildings and Contents Insurance

        Contents insurance

        It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

        • Alternative accommodation in the UK up to £15,000 if your home isn't safe to live inAlternative accommodation in the UK up to £15,000 if your home isn't safe to live in
        • Accidental damage on home entertainment equipment as standardAccidental damage on home entertainment equipment as standard
        • Garden contents - up to £1,500 cover on garden items such as barbecues and lawnmowersGarden contents - up to £1,500 cover on garden items such as barbecues and lawnmowers
        • Cover for legal downloads and more, up to £2,000Cover for legal downloads and more, up to £2,000
        • If your freezer fails, we will cover the cost of replacing your food up to £1,000If your freezer fails, we will cover the cost of replacing your food up to £1,000

        Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

          Buildings insurance

          As a homeowner, the biggest asset you have is probably your home. So it's important your home is covered in case the worst happens.

          • One year guarantee on home repairs carried out by insurer-appointed buildersOne year guarantee on home repairs carried out by insurer-appointed builders
          • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also coveredPermanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
          • Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000
          • Replacement locks if your house keys are lost or stolenReplacement locks if your house keys are lost or stolen
          • Alternative accommodation in the UK up to £50,000 if your home isn't safe to live inAlternative accommodation in the UK up to £50,000 if your home isn't safe to live in

          Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

            Need a little more from your Tesco Bank Home Insurance?

            Just choose the optional extras that are right for you and only pay for the additional cover you need.

            • Extended accidental damage cover is extra protection from unexpected accidents in your homeExtended accidental damage cover is extra protection from unexpected accidents in your home
            • Contents cover away from home, for items that you wear or carryContents cover away from home, for items that you wear or carry
            • Protect your bicycles while you're away from home in addition to your contentsProtect your bicycles while you're away from home in addition to your contents
            • Home Emergency cover - 24-hour cover for a range of emergency situationsHome Emergency cover - 24-hour cover for a range of emergency situations
            • Family Legal Guard - legal expense insurance and access to a legal helplineFamily Legal Guard - legal expense insurance and access to a legal helpline

            Home Emergency Cover is underwritten by Inter Partner Assistance S.A. UK Branch. Family Legal Guard is underwritten by AmTrust Europe Limited.

            Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

              Your Insurance Account

              • No admin fees for changes made to your policy in Your Insurance AccountNo admin fees for changes made to your policy in Your Insurance Account
              • View, print and download all your home insurance policy documents at any timeView, print and download all your home insurance policy documents at any time
              • Update your personal details whenever you want, including your address, email address and phone numberUpdate your personal details whenever you want, including your address, email address and phone number
              • Send us your documents electronically and securelySend us your documents electronically and securely
              • Tell us if you are moving homeTell us if you are moving home

              Need more information?

              Find out more about our buildings or contents home insurance cover

              Choose the cover you need for your home

              Contents only

              It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

              Buildings & Contents

              Cover for your home and belongings; from floor to ceiling and everything else.

              Buildings only

              As a homeowner, the biggest asset you own is probably your home. So it's important your home is covered in case the worst happens.

              Defaqto 5 Star rated

              Defaqto is an independent researcher of financial products, focused on providing intelligence to support better decision making. Tesco Bank Home Insurance has a Defaqto 5 Star Rating in the UK which means it has a comprehensive level of features and benefits.

                  Help for existing policyholders

                  Need to check your policy documents or need to make a claim?

                  Important information

                  Our range of insurers

                  Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.

                    Home Emergency cover is underwritten by Inter Partner Assistance S.A. UK Branch.

                    Family Legal Guard is underwritten by AmTrust Europe Limited.

                      Monetary levels, excesses and exclusions apply

                      Before you buy your Tesco Bank Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.