Home Insurance

10% of Clubcard members paid £114 or less for Combined Buildings and Contents Home Insurance in January 2024.


Excludes add-ons. Based on policies sold 01/01/24 - 31/01/24. The amount you could pay depends on your circumstances.

    Why choose Tesco Bank Home Insurance?

    • Rating
      Cover that's Defaqto 5 Star rated
    • Desktop
      Manage your Home Insurance policy online 24/7 in Your Insurance Account
    • heart
      £75,000 contents cover as standard
    • Protection
      Unlimited buildings cover as standard
    • House
      Alternative accommodation if your home isn't safe to live in Terms apply

    Spend less on home insurance with your Clubcard

    If you have a Clubcard, we’ll try to find it automatically when you get a quote. If we can’t, just enter it when prompted.

        All of our Home Insurance policies offer:

        • 5 Star Defaqto rating 5 Star Defaqto rating
        • Online policy management Online policy management
        • Optional extras (available at an extra cost) Optional extras (available at an extra cost)

        Buildings and Contents Insurance

        For when you need to cover both your building and its contents in one.
        • £75,000 new-for-old contents cover as standard. Upgrade to £100,000​ available at an additional cost. £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost​.
        • Unlimited buildings cover as standard. Unlimited buildings cover as standard.
        Get a quote Learn more Retrieve quote

        Buildings Insurance

        For covering damage to the walls, windows and roof of your home, along with some fixtures and fittings.
        • Unlimited cover for the cost of repairing or rebuilding your home​. Unlimited cover for the cost of repairing or rebuilding your home​.
        • Permanent fixtures such as showers, baths and built-in kitchens are covered. Permanent fixtures such as showers, baths and built-in kitchens are covered.
        • Alternative accommodation included. Alternative accommodation included.
        Get a quote Learn more Retrieve quote

        Contents Insurance

        For covering the cost of replacing your home contents if they're damaged or stolen.
        • £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost. £75,000 new-for-old contents cover as standard. Upgrade to £100,000 available at an additional cost.
        • Cover for accidental damage to home entertainment equipment such as your TV, tablet and laptop. Cover for accidental damage to home entertainment equipment such as your TV, tablet and laptop.
        Get a quote Learn more Retrieve quote

        Help for existing Home Insurance customers

        Need to check your policy documents or need to make a claim?​

          Your Insurance Account

          If you’re looking to check or change your policy details or view any of your documents you can do this online with Your Insurance Account. Log in below or find out more

            Helpful information about home insurance

            What is buildings and contents insurance?

            Buildings and contents insurance, often referred to as ‘home insurance’, is a combined insurance that covers both your building and its contents in one.​

              What is buildings insurance?

              Buildings insurance covers the cost of repairing damage to the walls, windows and roof of your home, along with some fixtures and fittings. Buildings insurance generally covers the cost of rebuilding your property.

                What is contents insurance?

                Contents insurance covers the cost of replacing your home contents if they’re damaged or stolen. Your ‘home contents’ are any belongings that you’d take with you if you moved house.

                  Important information

                  Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by Tesco Underwriting Ltd.

                    Home Emergency cover is underwritten by Inter Partner Assistance S.A. UK Branch.

                    Family Legal Guard is underwritten by AmTrust Europe Limited.

                      Before you buy your Tesco Bank Home Insurance online, please read the policy documents to ensure that the policy you select meets your needs. The policy booklet and product information documents outline the benefits, limitations and exclusions that will apply to your cover.

                        Contact us, we’re here to help

                        As a result of the severe weather, our Home Insurance phonelines are busier than usual and you may struggle to get through. Please hold the line if you need to speak to us urgently. Thank you for your patience.

                        Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you. Lines are open Monday to Friday 8am-8pm, Saturday and Sunday 9am-2pm.