Cruise Travel Insurance

Planning to set sail on a cruise? We offer a cruise cover add-on with our travel insurance at an additional cost to help you relax and enjoy your time at sea.

Whether you’re booking a short cruise around the UK or an extended ocean voyage, Tesco Bank Travel Insurance offers an optional cruise cover add-on at an additional cost to your travel insurance policy. Cruise cover is also included as standard on Later Life policies. This includes cover for:

  • Missed port of departure, helping you catch up with your cruise
  • Compensation if you’re confined to your cabin because of illness
  • Payment if a scheduled port visit is cancelled due to adverse weather or timetable restrictions
  • Excursions that are unused due to accident or illness

Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust).

      What does the Cruise add-on cover?

      Features

      Economy, Standard and Premier

      Missed port departure

        £1,000

          Cabin confinement

            £1,000

            £100 per port

              Itinerary change

                £500

                £100 per port

                  Unused excursions

                    £500

                      Monetary limits, excesses and exclusions apply, please see the policy booklet for more information.

                      Cruise add-on included as standard with Later Life cover

                      Our Later Life Travel Insurance is for people aged 80 or over and it includes our cruise cover as standard - so there's no need to pay more to add this cover.

                      Choose from Economy or our 5 Star Defaqto rated Standard and Premier cover Single and Annual Multi Trip policies.

                      If you’re 80 years or over and interested in Later Life insurance, call 0345 030 6127* to get a quote.

                      Calls may be recorded. *This number may be included as part of any inclusive call minutes provided by your phone operator.

                        Some little helps for your cruise

                        • 24/7 helpline available in case of medical emergencies.
                        • Up to 4 kids under 18 go free on Single and Annual Multi Trip policies.
                        • Get an increased cash cover limit if you buy your travel money from Tesco Bank.

                        Choosing your travel insurance policy

                        Whether you’re only planning on one cruise in the next year, or have a couple on the horizon, you can find the right travel insurance policy for you.

                        With Clubcard Prices, Clubcard members get a 10% discount when you buy direct. Discount doesn’t apply to Later Life cover or add-ons. Just enter your Clubcard number when you get your quote.

                        Important Information

                        It’s important that you review the full policy document for your Travel Insurance policy. It contains details of cover, exclusions and limitations of your travel insurance. Monetary limits and excesses apply.

                        If you purchased or renewed your Travel Insurance policy on or after 13 December 2023, your policy document is below.

                          If you purchased or renewed your Travel Insurance policy before 13 December 2023, your policy document is below.

                            The Insurance Product Information Documents summarise the key features, benefits and exclusions of cover.

                              Information about additional cover

                              The Insurance Product Information documents summarise the key features, benefits and exclusions of our additional cover.

                                Gadget Cover Documents

                                If you purchased or renewed your policy on or after 13 December 2023, your policy document is below.

                                  If you purchased or renewed your policy before 13 December 2023, your policy document is below.

                                    Car Hire Document

                                      How we collect and use your personal data

                                      Tesco Personal Finance PLC (trading as Tesco Bank) acts as an intermediary for this policy. Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. Gadget Cover is underwritten by AmTrust Europe Limited (AmTrust). You can find out more about how ROCK will process and share your data in their Privacy Notice.

                                        ROCK will share some of your information with Tesco Bank as set out in their privacy notice and you can find out more about how Tesco Bank will then process that data in Privacy Policy.

                                        ROCK will also share data with IPA UK and AmTrust so that they can underwrite your policy and if you make a claim. You can find out more about how IPA UK will process your data in the ‘Data Protection Notice and Fraud’ section of the Policy Wording document and by visiting the AXA Assistance website and AmTrust Europe website.