Being involved in a car accident is never going to be a pleasant experience; keeping your car well maintained can help you to avoid some breakdowns and accidents, as does driving sensibly and following the Highway Code. But even the most responsible drivers could find themselves in an accident at some point, which is why knowing what to do is so important.
The first step is making sure you have car insurance. Not only is it a legal requirement if you want to drive on UK roads, but getting the right insurance will put your mind at ease – for example, many insurers (including Tesco Bank) will offer you a small courtesy car while yours is being repaired. This is an important factor to consider if using a car is an essential part of your daily life. Likewise, the type of coverage you have is also worth thinking about – remember, unless your insurance is fully comprehensive, you will have to foot the repair bill yourself, so consider what you’d be able to afford when choosing your premium.
If you are involved in a car accident, however, it is essential to know what steps to take to make sure you stay safe and on the right side of the law: