All round credit cards
Get an introductory rate of 0% interest on purchases and balance transfers with one of our all round credit cards.
An all round credit card could give you more flexibility with introductory rates of 0% interest on balance transfers and purchases. It could be a smart move too - you get different ways to manage your money from just one credit application.
Remember, to keep a 0% introductory rate you must pay at least the minimum payment on time each month.
Our Balance Transfer and Purchases Credit Card
Our card with 0% interest on purchases and balance transfers for up to 18 months
- 0% interest on purchases for up to 18 months from account opening. Collect Tesco Clubcard points almost everywhere you spend with your card, plus your usual Clubcard points in Tesco. Terms apply
- 0% interest on balance transfers for up to 18 months from account opening, with a 1.99% transfer fee
- You can transfer up to 95% of your available credit limit. Any transfers must be made within 90 days of account opening to benefit from the 0% interest rates
- Applying online is easy and takes 10 minutes.
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Representative example
We may offer you a 0% interest period of 15 or 12 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
Our All Round Credit Card
Our card with 0% interest on purchases and transfers for up to 15 months
- 0% interest on purchases for up to 15 months from account opening. Collect Tesco Clubcard points almost everywhere you spend with your card, plus your usual Clubcard points in Tesco. Terms apply
- 0% interest on balance transfers for up to 15 months from account opening, with a 1.99% transfer fee
- 0% interest on money transfers for up to 15 months from account opening, with a 3.99% transfer fee
- You can transfer up to 95% of your available credit limit. Any transfers must be made within 90 days of account opening to benefit from the 0% interest rates
- Applying online is easy and takes 10 minutes.
Representative example
We may offer you a 0% interest period of 12 or 9 months instead depending on your individual circumstances. Your credit limit and APR may also vary and applications are subject to status.
Can't see the right card for you? There's more to choose from. Check out our full range of credit cards.
Clubcard points are turned into Clubcard vouchers, see how many more you can get just by using a Tesco Bank Credit Card
How much do you spend a month?
Using our Tesco Bank Credit Card, every three months you could get:
In Clubcard vouchers
You can use this in Tesco to save money in store, online and at the pump.
That’s £ more than using your Clubcard alone, just for spending on your Tesco Bank Credit Card.
Up to
If you chose to spend with Tesco Clubcard Reward Partners
You can get up to 3X the value of your vouchers to spend with Reward Partners.
Helpful information about credit cards
What does a 0% interest offer mean?
A credit card with a 0% interest period charges no interest on purchases, balance transfers, or money transfers for a set period of time. Once the introductory period ends, interest is charged at your card's annual percentage rate.
What is APR?
APR is short for Annual Percentage Rate. It tells you the cost of borrowing, as a percentage of the amount you owe, over a year.
You can use APR to work out how much a credit card, loan or mortgage, or other forms of credit will cost. APR includes the interest rate charged, along with any fees.
Contact us, we’re here to help
Our UK teams are here for you 24 hours a day, seven days a week.
We accept online Credit Card applications, applying is easy and takes around 10 minutes. Check your eligibility here
Collect Tesco Clubcard points
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points – 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF