All round credit cards
Make balance or money transfers and new purchases all with one credit card.
What is an all round credit card?
These cards are designed for when you need to do more than one thing with a credit card but don’t want to apply for multiple cards. All round credit cards can come in handy if you want to spread the cost of new purchases, transfer existing balances or cover an unexpected bill that you need cash to pay for.
Rewards with Tesco Bank credit cards
With our all round credit cards you can collect Clubcard points almost everywhere you spend on your card, plus your usual points in Tesco. For more information see Credit Card Rewards
We’ve also made it simple for you to manage your money on the go with our Mobile Banking App and Online Banking.
Need more help? You could visit our credit card jargon buster or even ask a question in the Tesco Bank Community.
All Round Credit Card
Our card with 0% interest on purchases and transfers for up to 15 months from account opening
- 0% interest on purchases for up to 15 months
- 0% interest on balance transfers for up to 15 months (1.99% fee)
- 0% interest on money transfers for up to 15 months (3.99% fee)
- Collect Clubcard points almost every time you shop
Representative example
Your 0% interest period, APR and credit limit may vary depending on your circumstances
Balance Transfer and Purchases Credit Card
Our card with 0% interest on purchases and balance transfers for up to 20 months from account opening
- 0% interest on purchases for up to 20 months
- 0% interest on balance transfers for up to 20 months (2.29% fee)
- Collect Clubcard points almost every time you shop
Representative example
Your 0% interest period, APR and credit limit may vary depending on your circumstances
Need help?
Find out more about the different types of credit card we offer and how they work.
Protect your credit score
See if you are likely to be accepted and protect your credit score using our eligibility checker.
Clubcard points are turned into Clubcard vouchers, see how many more you can get just by using a Tesco Bank Credit Card
How much do you spend a month?
Using our Tesco Bank Credit Card, every three months you could get:
In Clubcard vouchers
You can use this in Tesco to save money in store, online and at the pump.
That’s £ more than using your Clubcard alone, just for spending on your Tesco Bank Credit Card.
Up to
If you chose to spend with Tesco Clubcard Reward Partners
You can get up to 3X the value of your vouchers to spend with Reward Partners.
Helpful information about credit cards
What does a 0% interest offer mean?
A credit card with a 0% interest period charges no interest on purchases, balance transfers, or money transfers for a set period of time. Once the introductory period ends, interest is charged at your card's annual percentage rate.
What is APR?
APR is short for Annual Percentage Rate. It tells you the cost of borrowing, as a percentage of the amount you owe, over a year.
You can use APR to work out how much a credit card, loan or mortgage, or other forms of credit will cost. APR includes the interest rate charged, along with any fees.
Contact us, we’re here to help
Our UK teams are here for you 24 hours a day, seven days a week.
We accept online Credit Card applications, applying is easy and takes around 10 minutes. Check your eligibility
Collect Tesco Clubcard points
Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top.
Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.
With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points – 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.
Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting Clubcard points apply, expand below to read more.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344, Newcastle Upon Tyne, NE12 2GF
Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.