Loan Eligibility Checker

It won’t affect your credit score as we only run a soft check.
It takes 3 to 4 minutes to complete for most customers.
We’ll tell you how likely you are to be accepted for a loan.

What is a loan eligibility checker?

Our loan eligibility checker tells you how likely you are to be approved for a loan with us without affecting your credit score. Our checker will consider your income and any debts linked to your address to decide if you are eligible for a Tesco Bank Loan. We will show a percentage score showing how likely it is that you’ll be approved for a loan.

Why should I check my eligibility before applying for a loan?

If you apply for a loan and are approved this can have a positive effect on your credit score but being declined can have a negative effect, that’s why it may be important you complete an eligibility check first.

When you apply, we will carry out a full credit check and a search of fraud prevention databases. At this point you may be turned down for a loan, and our decision might affect your credit score.

Check your eligibility now with our loan calculator

Before you get started make sure you know where you've lived for the past three years, your monthly take home pay and your monthly mortgage or rent.

Loans are available to UK residents aged 18 and over. Rates will vary depending on the loan amount, term and individual circumstances. Subject to status.

Error: Please select if you have a Clubcard to continue

Do you have a Clubcard?

Yes No

It's easy to join Clubcard now and apply for a loan today.

Error: Please let us know what you’ll use this loan for

What will you use the loan for?

We will only lend for debt refinancing or debt consolidation if you're 22 or older

Error: Sorry we only offer between £3,000 and £35,000

Error: Please make sure the total amount you'd like to borrow is between £3,000 and £35,000

How much do you want to borrow?

3000 35000

Error: Sorry you can only borrow for a period of between 1 and 7 years

Error: The maximum length of a loan in these circumstances is 3 years

Error: The maximum length of a loan in these circumstances is 5 years

Error: The maximum length of a loan in these circumstances is 7 years

Over how long?

months (5 years)

12 120

Calculator results

	Without a Clubcard	Clubcard Price
Monthly repayments
APR
Total repayable

Clubcard Price

Possible saving with a Clubcard £ Enter your Clubcard number when you apply

Check my eligibility

This is an illustrative example. The rate you're offered depends on the loan term and amount chosen, as well as your individual circumstances.

Resume saved application

Representative Example

Representative 6.2% APR, based on a loan amount of £10,000, over 5 years, at a Fixed Annual Interest Rate of 6.0305% (nominal). This would give you a monthly repayment of £193.46 and a total amount repayable of £11,607.60.