Current account rewards calculator

Your Tesco Bank debit card is your Clubcard too, so when you use it you can collect your regular Clubcard points at Tesco, plus a little extra

Clubcard points are turned into Clubcard vouchers, see how many more you can get just by using a Tesco Bank Debit Card.

How much do you spend a month?

Error: Please enter an amount between £0 and £9,999


Error: Please enter an amount between £0 and £9,999


Error: Please enter an amount between £0 and £9,999


Using our Tesco Debit Card, every three months you could earn

£ 00 .00

In Clubcard Vouchers

You can use this in Tesco to save money in store, online and at the pump.

That’s £ more than with your Clubcard alone, just for spending on your Tesco Bank Debit Card.


Up to

£ 00 .00

If you choose to spend with our Clubcard Reward Partners

You can boost your vouchers up to 3x their value to spend with Reward Partners.

Collect Tesco Clubcard points

Clubcard points when you spend £1 in Tesco
Clubcard points when you spend £1 on Tesco fuel (excluding Esso)
Clubcard point when you spend £1 outside Tesco

Your Debit Card is also your Clubcard, so when you spend on it you’ll collect your usual points and some extra ones on top.

Using our Debit Card, for every £1 spent in Tesco you’ll collect 2 Clubcard points. That’s 1 Clubcard point for every £1 you spend, plus your normal Clubcard points (1 point for every £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.

With a Tesco Bank Debit Card spending £1 filling up at Tesco (excluding Esso fuel) gets you 2 Clubcard points – 1 Clubcard point for every £1 you spend plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 point for each £2 spent) in each purchase transaction.

Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting points apply, expand below to read more.

    Turning points to vouchers, exclusions and how the calculator works

    Clubcard vouchers

    Every 3 months your Clubcard points are turned into Clubcard vouchers. Or you can choose to get them quicker with Faster Vouchers. Use your Clubcard vouchers for money off your Tesco shop, or get up to 3x the points value with Clubcard Reward Partners – choose from days out, travel, restaurants and more.

      What you won’t collect Clubcard points on

      While you can collect Clubcard points on most of your debit card transactions, there are some exclusions, including: payments from your current account (like standing orders and Direct Debits), in-store cash deposits and refunds. Other transactions where Clubcard points can’t be collected include; paying for bills at banks or other financial institutions, in-store cash withdrawals, withdrawing cash at an ATM, using your card for purchasing travel money, wire transfers and purchasing foreign currency. There are also some products at Tesco you can’t collect points on, find out more at the Tesco Clubcard website.

        How the calculator works

        The calculator uses how many Clubcard points you could collect if you had a Tesco Bank Debit Card and used it to pay for items in and out of Tesco (1 point = approximately £0.01).

        Based on the the spend you say you make each month, we calculate the Clubcard points you'd collect and give you an idea of the Clubcard vouchers you could receive. The actual number will depend on how you use your debit card. Don't forget that you’ll need to spend a minimum amount to begin collecting Clubcard points. And please also bear in mind that this is just an indication.

        The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling Clubcard points.