Your Terms and Conditions
On this page you will find copies of the Terms & Conditions which apply to your credit card today. We’ve also listed all our notifications we send you when we make changes.
What documents are you looking for?
When did you open your account?
Terms and Conditions and Rates and Fees
These are the terms that apply today. If you want to know how they are different from when you opened your account, you can see all the notifications we've sent you by clicking the button above.
After 1 April 2017
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Terms and Conditions pdf, 165kb
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Rates and Fees pdf, 76kb
Before 1 April 2017
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Terms and Conditions pdf, 165kb
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Rates and Fees pdf, 75kb
Notifications of changes
From time to time, we update our Terms & conditions and Rates & fees. We will send you a notification of these changes at least 2 months before the changes come into effect.
Here you can find copies of all the notifications we have sent you since the start of 2017.
2018
2017
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