Your Terms and Conditions

On this page you will find copies of the Terms & Conditions which apply to your credit card today. We’ve also listed all our notifications we send you when we make changes.

What documents are you looking for?

When did you open your account?

Terms and Conditions and Rates and Fees

These are the terms that apply today. If you want to know how they are different from when you opened your account, you can see all the notifications we've sent you by clicking the button above.

After 1 April 2017

Before 1 April 2017

Notifications of changes

From time to time, we update our Terms & conditions and Rates & fees. We will send you a notification of these changes at least 2 months before the changes come into effect.

Here you can find copies of all the notifications we have sent you since the start of 2017.

2018

2017

Got a question?

You may find your query has already been solved in Your Community, a place to search for answers and find support, as well as ask questions and share knowledge with other customers.

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