Balance Transfer and Purchases

Transfer existing balances and make purchases with 0% interest on one card for up to 20 months

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Interest on balance transfers for up to 20 months (2.29% fee)

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Interest on purchases for up to 20 months

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Collect Clubcard points almost every time you spend in and out of Tesco

About this card

  • Transferring existing balances from credit or store cards could help you pay off debt faster. But if you also need to make purchases then this card can help you do both at once.

What this card gives you

  • 0% interest on balance transfers
    Up to 20 months 0% interest from when we open your account with a 2.29% transfer fee.
  • 0% interest on purchases
    Up to 20 months 0% interest from when we open your account.
  • 0% interest period
    When you apply we’ll let you know the longest 0% period we can give you. This might be 20, 16 or 12 months.
  • Collect Clubcard points
    Almost everywhere you spend using your card, plus your usual points in Tesco. For more information see Credit Card Rewards.

Good to know

  • You can transfer up to 95% of your available credit limit
  • Get your transfers at a 0% interest rate
    To get the 0% interest rate you’ll need to make your transfers within 90 days of opening your account.
  • Our Credit Card jargon buster
    Learn all the terms worth knowing with our quick-fire guide – you’ll be a credit card pro in no time.
  • Stay on track
    Remember to pay at least your minimum payment on time each month to keep the 0% rate we offer you

Representative example

Representative 21.9% APR (variable)
Interest rate on purchases 21.9% p.a. (variable)
Assumed credit limit £1200

Your APR and credit limit may vary depending on your circumstances.

Ready to apply?

Apply online in just 10 minutes.

Check your eligibility

See the credit cards you're likely to be accepted for and protect your credit score using our eligibility checker.


Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF