Your Savings Terms and Conditions
On this page you'll find copies of the terms and conditions which apply to your account today. You can also find all our notifications we send you when we make changes.
Internet Saver Account
Current T&Cs:
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021:
Fixed Rate Saver Account
Current T&Cs:
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021:
Changes to your Fixed Rate Saver terms and conditions - April 2025 (212KB, pdf)
Changes to your Fixed Rate Saver terms and conditions - March 2025 (255KB, pdf)
Changes to your Fixed Rate Saver terms and conditions - August 2024 (196KB, pdf)
Changes to your Fixed Rate Saver terms and conditions - October 2021 (109KB, pdf)
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021:
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021:
Junior Cash ISA (not currently open to new customers)
Current T&Cs:
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021:
Instant Access Savings Account (no longer open to new customers)
Current T&Cs:
We're making changes to our Terms and Conditions:
From 14 August 2026, we're making some changes to your Instant Access Savings Account Terms and Conditions.
We've summarised the main changes in the PDF linked below to make them easier to understand. For more detail, please visit our Instant Access Savings Account ATM card removal page.
From time to time we make changes to our Savings Account Terms and Conditions. We send a notification of these changes at least one month before the changes come into effect.
Here you can find copies of previous notification we have sent since 2021: