We’re not currently taking new applications

The rates shown below are only available to existing customers. If you already have an account (or have recently applied), you can continue to use it as normal, but you cannot open a new account on our current rate at the moment.

Interest rates on your existing Junior Cash ISA

Find out the rate you’re currently on, or rates you may have been receiving in the last 5 years.

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Interest rates 2026

Date effective from

Annual interest

1 January - Present

3.25%

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Date effective from

Annual interest

5 November - 31 December

3.25%

19 March - 4 November

3.50%

1 January - 18 March

4.00%

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Date effective from

Annual interest

1 January - 31 December

4.00%

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Date effective from

Monthly interest

15 August - 31 December

4.00%

18 April - 14 August

3.30%

1 January - 17 April

3.00%

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Date effective from

Annual interest

6 December - 31 December

3.00%

1 January - 5 December

2.25%

Remember: The standard variable rate can change at any time. This means the rate shown for your account’s opening date may not match your current rate.

All rates are Gross/AER.

Annual interest

1 January - 31 December

2.25%

Useful definitions

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

Gross is the interest rate paid before tax is deducted.