We no longer offer this account

The rates shown below are only available to existing customers. If you already have an account, you can continue to use it as normal, but you cannot open a new account on our current rate.

Interest rates on your existing Instant Access Savings Account

Find out the rate you're currently on, or rates you may have been receiving in the last 5 years.

All rates are Gross/AER.

Instant Access Savings Account 2026

Date effective from

Annual interest

Monthly interest

1 January - Present

1.05%

1.05%

All rates are Gross/AER.

Instant Access Savings Account 2025

Date effective from

Annual interest

Monthly interest

16 July - 31 December

1.05%

1.05%

19 March - 15 July

1.15%

1.15%

1 January - 18 March

1.25%

1.25%

All rates are Gross/AER.

Instant Access Savings Account 2024

Date effective from

Annual interest

Monthly interest

1 January - 31 December

1.25%

1.25%

All rates are Gross/AER.

Instant Access Savings Account 2023

Date effective from

Annual interest

Monthly interest

15 August - 31 December

1.25%

1.25%

24 July - 14 August

1.10%

1.10%

23 May - 23 July

1.00%

1.00%

18 April - 22 May

0.85%

0.85%

15 February - 17 April

0.70%

0.70%

1 January - 14 February

0.50%

0.50%

All rates are Gross/AER.

Instant Access Savings Account 2022

Date effective from

Annual interest

Monthly interest

6 December - 31 December

0.50%

0.50%

13 September - 5 December

0.35%

0.35%

11 January - 12 September

0.25%

0.25%

1 January - 10 January

0.10%

0.10%

All rates are Gross/AER.

Instant Access Savings Account 2021

Date effective from

Annual interest

Monthly interest

1 January - 31 December

0.10%

0.10%

Useful definitions

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

Gross is the interest rate paid before tax is deducted.