Please read carefully through the important information below before you progress.
Data may be obtained from and shared with the wider Tesco Group, credit reference agencies and fraud prevention agencies on an ongoing basis. Information on how we collect and use your personal data (including profiling and automated decisions) and your rights under the data protection laws are available to read in our privacy notice. Find out more
There are a few things you need to know before you get your online quote:
- You can arrange to pay annually for your pet insurance if you want to, but you must be the holder of the payment card you intend to use.
- Please make sure the information you give us is accurate, as the wrong information could affect your cover. If the information you provide is not accurate, we may reduce or reject your claim, or cancel your policy without a refund.
- If you're insuring more than one pet, please make sure that the information you provide is accurate for each pet.
- If you want to insure more than three pets on one policy, please call us on 0345 072 2112 to get an accurate quote, which includes our multi-pet discount offer. This number may be included as part of any inclusive call minutes provided by your phone operator.
- We'll search our records for your Tesco Clubcard number, and we may access and use information (including transactional information, name and address) from your Clubcard. This will help us and your insurer to assess your premium and will only be used to make a positive impact on your premium.
Standard, Extra and Premier Pet Insurance
Although our policies cover a broad range of scenarios, we can't cover every eventuality, so please see the list below for the things that aren't included:
- signs or symptoms of diagnosed or undiagnosed injuries or illnesses;
- existing illnesses or injuries;
- existing physical abnormalities;
- existing illnesses, injuries or physical abnormalities which lead to other health issues or injuries;
- illnesses or injuries which are medically linked to existing illnesses, injuries or physical abnormalities.
We consider the following to also be pre-existing conditions:
- treatment of cruciate ligaments* in the second leg if one leg has shown signs, been diagnosed or been treated for cruciate ligaments before you took out the policy;
- treatment of spinal disc† problems if any disc has shown signs, been diagnosed or been treated for spinal disc problems before you took out the policy.
Illnesses which you or your vet were aware of in the first 14 days of your policy first starting, or any illness that develops from them. By illness we mean, both diagnosed illness and signs or symptoms of illness (undiagnosed illness).
Cruciate* problems which you or your vet were aware of in the first 14 days of your policy first starting however caused, or any arthritis, illness or injury that develops from them.
Parvovirus, hepatitis, distemper, leptospirosis in dogs or feline leukaemia, cat flu or infectious enteritis in cats if you have not had your pet vaccinated against them and kept the vaccinations up to date.
* The cruciate ligaments are deep within the knee joint. There are two in each knee and they help keep the joint stable and make sure it only moves in a certain way.
† Discs are located between the bones of the spine. They are found along the entire length of the spine.
Accident & Injury Pet Insurance
This policy will not cover health issues, concerns, illnesses and injuries which you or your vet were aware of before you took out the policy, they are known as pre-existing conditions. Pre-existing conditions are:
- signs or symptoms of diagnosed or undiagnosed injuries or illnesses;
- existing illnesses or injuries;
- existing physical abnormalities;
- existing illnesses, injuries or physical abnormalities which lead to other health issues or injuries;
- illnesses or injuries which are medically linked to existing illnesses, injuries or physical abnormalities.
We consider the following to also be a pre-existing condition:
- treatment of spinal disc† problems if any disc has shown signs, been diagnosed or been treated for spinal disc problems before you took out the policy.
Accidents within the first 5 days of your policy first starting, or any illness or injury that develop from them.
Any treatment for cruciate ligament* problems however caused.
* The cruciate ligaments are deep within the knee joint. There are two in each knee and they help keep the joint stable and make sure it only moves in a certain way.
† Discs are located between the bones of the spine. They are found along the entire length of the spine.
Please make sure all of the following statements are true before continuing with the quote:
- You have never have had an insurance policy declared void or cancelled by an insurer.
- You are the owner and keeper of the pet.
- You are at least 18 years old.
- Your pet lives with you in the United Kingdom, Isle of Man or the Channel Islands.
Your Pet
- Is at least eight weeks old.
- Is not used for breeding (this means used for breeding more than two times in its lifetime)
- Is not used as a business or to make money or earn an income.
And if you’re insuring a dog
- Your dog has not had complaints made about its behaviour (aggression, biting, attacking).
- Your dog has not been the cause of an incident or legal action.
- Your dog is not trained to attack, used for security or as a guard dog.
- Your dog is not a type of dog which should be registered under the Dangerous Dogs Act of 1991 or the Dangerous Dogs (Northern Ireland) Order 1991 or any subsequent amendments.
- Your dog is not a pedigree, cross or mixed breed of any of the following: Pit Bull, Pit Bull type, Japanese Tosa, Fila Brazileiro, Dogo Argentino, American Bulldog, Wolf or Wolf hybrid or of any breed not on our breed list unless we have agreed to cover it.
You're all set to get your pet insurance quote!
If you've read the information above and can agree with all of the eligibility statements, you're ready to get a quote.
The form should take about five minutes to complete. If you have any questions, just give us a call.
Please take time out to read this information:
How we collect and use your personal data
Tesco Personal Finance plc, trading as Tesco Bank as part of the Tesco Group and the insurer who may underwrite your policy take the security of your data seriously. Detailed information on how we handle your data and your rights under data protection laws is available in our Privacy Notice.
We collect data when you browse our website (e.g. your IP address), request a quotation, partially complete a quotation, do not purchase or provide data indirectly via price comparison sites. We keep quote data for up to 7 years and we may use this information if you apply for a product again in the future.
We will use your data to give you quotes, provide our services to you, perform eligibility checks, work out insurance risk, manage debt, protect you and us against fraud and financial crime and manage and develop our business. Automated decisions may be taken to detect crime.
We use data such as your name and address, to find any Clubcard(s) that are linked to your address. That might be your Clubcard, the Clubcard of other family member(s), or the Clubcard of house or flat mates. We may use this information to tailor our communications and to try to bring you better terms, deals or offers, and this may include profiling on an on-going basis. We may also award Clubcard points.
Data may be obtained from and shared with the wider Tesco Group and fraud prevention agencies (FPAs). The FPAs will use it to prevent fraud and money-laundering and to verify your identity. If fraud is detected this may be shared with other organisations and you could be refused certain services, finance or employment.
By proceeding with your application you acknowledge we can use your data in this way.
Still have questions?
We're here to help. Give our UK based customer managers a call on 0345 072 2112. This number may be included as part of any inclusive call minutes provided by your phone operator.