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6 smart Tesco Clubcard and Tesco Bank tips

Join over 1 million Tesco customers making everyday savings by collecting Clubcard points. But with so many options, what’s the best way to collect and spend your vouchers? Here are a few top tips to help you choose.

    Published: 16 July 2021

    1. Get up to 3x your voucher value with Tesco Clubcard Reward Partners

    Spend your Clubcard vouchers with over 100 Clubcard Reward Partners on travel, eating out, shopping, treats, and days out. With a huge range of ways to spend your vouchers, it’s very likely there’s a way to make savings on things you already spend on.

    For even better value, most Clubcard Reward Partners triple the value of your Clubcard vouchers, so you can turn every £1 into £3. Just choose where you want to spend your vouchers and convert them with your Clubcard App or on the Clubcard website.

    Saving your vouchers for a holiday can be a great way to use them. You can exchange your Clubcard vouchers for travel by plane, train, bus, ferry, and even airport parking. And there’s a great choice of accommodation too - including hotels, apartments, cottages, and forest cabins.

      2. Collect extra Clubcard points almost everywhere you shop with a new Clubcard Pay+ account

      Clubcard Pay+ is provided by Tesco Bank and is the new way to pay, save and collect Clubcard points. The Clubcard Pay+ debit card is also your Clubcard so you'll collect your normal 1 Clubcard point for every £1 spent in Tesco. You’ll also collect 1 Clubcard point for every £8 spent outside Tesco. Plus, for the first 3 months after opening your account, you'll receive 1 extra Clubcard point for every £1 you spend in Tesco using Clubcard Pay+. That's double Clubcard points for the first 3 months.

        Clubcard points are calculated on each purchase transaction. Minimum spend and exclusions apply. Clubcard points standard collection rates are subject to change. Tesco Clubcard Pay+ is provided by Tesco Bank and is available to Tesco Clubcard members who are resident in the UK and aged 18 or over. Accounts are subject to status.

          3. Use Faster Vouchers to make speedier savings

          There’s no need to wait for your quarterly Clubcard statement to get your Clubcard vouchers. We know some things just can't wait. So, you can turn your Clubcard points into vouchers within 24 hours* by requesting Faster Vouchers online via your online Clubcard account or with your Clubcard app.

            4. Get 2x the value with Tesco Mobile

            If you’re a Tesco Mobile pay monthly customer – or need a new phone deal – you could use your Clubcard vouchers to reduce the cost of your phone bill. You get double the value of your Clubcard vouchers when you spend them at Tesco Mobile through the Clubcard Reward Partners. Terms apply.

            And as a Tesco Mobile customer, you’ll also collect 1 Clubcard point for every £1 you spend on your Tesco Mobile bill.

              5. Help support amazing charities

              You can choose to donate your Clubcard vouchers to support the work of Tesco’s incredible charity partners. The work of Tesco’s partnerships supports people who need help in your local communities, tackling longer-term health issues and environmental challenges.

                6. Save on your Tesco shopping and fuel

                Last but not least, simply spending your vouchers in-store at Tesco is a great way to use them if that works best for you. Save them up for a treat or buying gifts, or just get a little extra off your regular shopping. You can spend your vouchers at:

                • the checkout in Tesco stores
                • Tesco.com
                • Tesco filling stations or Esso sites with a Tesco Express.

                *Faster Vouchers will be unavailable to request for 2 weeks just before your May, August, November and February statement is due

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                  Collect Clubcard points with Tesco Bank

                  Here are some of the ways you can collect Clubcard points or use your Clubcard to get discounts with Tesco Bank.

                  • Clubcard Pay+ comes with a debit card that's also your Clubcard, so you'll collect your usual 1 Clubcard point for every £1 you spend in Tesco. Plus, for the first 3 months from account opening, you'll collect 1 extra Clubcard point for every £1 you spend in Tesco. You'll also collect 1 Clubcard point for every £8 you spend outside Tesco1
                  • Collect Clubcard points almost everywhere you spend with a Tesco Bank Credit Card, plus your usual Clubcard points in Tesco². Representative 20.9%APR (variable)
                  • Get a guaranteed discount on our Car, Home and Pet Insurance for Tesco Clubcard members. You can also get a guaranteed discount on Travel Insurance when you buy direct and give your Clubcard number when you get a quote³
                  • Better sell rates on Travel Money when you show your Clubcard before you buy at in-store Tesco Travel Money bureaux. Applies to all currencies in stock. The rate for Tesco Clubcard members will be better than the standard rate advertised at your chosen bureau on the date of purchase. Please note that online rates vary from in-store rates4
                  • Collect 50 Clubcard points every time you send £50 or more with Moneygram in Tesco stores5

                  1 Clubcard points calculated on each purchase transaction. Minimum spend and exclusions apply. Clubcard points standard collection rates are subject to change.

                  2 Collect 1 Clubcard point for every £4 spent in Tesco plus your normal Clubcard points and 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction. Must have available credit. Clubcard points collection rates are subject to change. Exclusions apply and there are some products at Tesco you can't collect points on, see the Tesco Clubcard website for details. Credit Cards are available to UK residents aged 18 and over. Subject to status. Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF

                  3 Tesco Bank Travel Insurance is arranged and administered by Rock Insurance Services Limited and underwritten by Inter Partner Assistance S.A. UK Branch. Tesco Bank Home and Car Insurance are arranged and administered by Tesco Bank and underwritten by a select range of insurers. Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance Ltd.

                  4 Sell rates for Clubcard members apply to foreign currency notes in stock on your date of purchase and pre-paid foreign currency cards. Not available in conjunction with any other Tesco Travel Money offer. Due to constant market and currency fluctuations, rates on the date of purchase cannot be compared to another day’s rates. The actual rate you receive may vary depending on market fluctuations. Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited

                  5 Applies to every send transaction of £50 or more (including the fee). Show your Clubcard at the point of payment. The Clubcard must be in your name and the Clubcard points will be added to your Clubcard Account.

                  The Tesco Clubcard Scheme is administered by: Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City AL7 1GA - who are responsible for fulfilling Clubcard points.

                    Important information

                    The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.

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