What kind of spender are you? Scoring your spending habits is a great way of understanding how you can budget your money better, giving you more disposable cash to treat yourself on little luxuries, or splash out on a holiday.
Published: 21 Feb 2018
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You love to spend but rarely plan on spending at all – it just ‘happens’.
It’s ok to treat yourself every now and then as long as you have funds to spare and it doesn’t impact on other areas of your life. But, if deep down, you realise you can’t really afford to splash out like you do, here are a few tips to get you back on track:
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.
You allow yourself regular big-ticket purchases and you wouldn’t be seen without the latest fashion or gadgets.
If you can afford a designer lifestyle, then great, but if you are turning to credit cards or savings to fund your purchases, you could be storing up problems for the future. Here are a few tips to help status spenders get on top of their spending:
If gadgets are your thing, before you allow yourself to upgrade to the latest model, sell your existing one on eBay first and put your earnings towards your new purchase.
The same goes for designer purchases, clothes, bags and more. It will not only help fund your purchase but means your cupboards stay clutter free too!
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.
You like spending but you’re savvy enough to know that your wallet isn’t a bottomless pit.
You manage your money really well, but although you’re really careful with your money there never seems quite enough of it to go round.
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.
If hunting down a bargain was a sport you’d have an Olympic Gold. You seldom pay full price for anything. But – and be honest here – how many of your bargains do you actually use?
Even when something is half price, it still puts more of a dent in your bank balance than saying ‘no’, so have a think about these things before you head to the checkout:
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.
You know money - when to spend and when to say no. Viewing your bank statement is never a cause for concern, because you’re always in credit.
You’re a brilliant budgeter, a sensational saver!
Just remember, you’re allowed to treat yourself from time to time too.
The content on this page aims to offer an informative introduction to the subject matter but does not constitute expert financial advice specific to your own situation. All facts and figures were correct at time of publication and were compiled using a range of sources.