Balance Transfer Credit Card

Our best card for a long 0% interest period on balance transfers – guaranteed for 36 months

Interest on balance transfers guaranteed for 36 months (3.45% fee)

Interest on money transfers for the first 9 months (3.99% fee)

Representative 24.9% APR (variable)

Interest rate on purchases 24.9% p.a. (variable)

Assumed credit limit £1200

Your APR and credit limit may vary depending on your circumstances.

Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

A balance transfer credit card could help you pay off debts faster. Switch existing credit card or store card balances to this card and you could avoid paying interest on them for 36 months.

Our longest 0% interest period on balance transfers
Guaranteed 36 months 0% interest from the date of account opening, with a 3.45% transfer fee.
0% interest on money transfers for 9 months
You can transfer money from your credit card and pay it in to your bank account. If you do this, you’ll get 0% interest on it for 9 months from account opening with a 3.99% transfer fee.
You can transfer up to 95% of your available credit limit
Get your transfers at a 0% interest rate
To get the 0% interest rate you'll need to make your transfers within 90 days of opening your account.

Interest on purchases
You may receive higher than our standard purchase rate of 24.9% p.a. (variable) upon application - up to 29.9% p.a. (variable), depending on your circumstances.
Using your card for purchases
We won't charge any interest on the purchases you make if you pay off the balances that aren't on a 0% rate in full every month. Your monthly statement will show how much you need to pay to avoid paying interest on any purchases.
Collect Clubcard points if you choose to spend on your card
Pay with your card in Tesco or outside of Tesco and collect points. Minimum spend and exclusions apply, find out more information on our Credit Card Rewards page.

Our Credit Card jargon buster
From APR to variable rates, the jargon that pops up when you apply for a credit card can be pretty confusing. Learn all the terms worth knowing with our quick-fire guide - you’ll be a credit card pro in no time.

Manage your card your way
It’s simple to manage your money on the go with our Mobile Banking App and Online Banking.

Still deciding? Here are a few more cards you might like.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344, Newcastle Upon Tyne, NE12 2GF.

Tesco Bank is a trading name of Barclays Bank UK PLC. For more information on what this means please go to tescobank.com/transfer-scheme.