Bills, bills, bills. We all have to pay them, but could we be paying less? The answer is probably yes. We’ve put together some hints to help you cut your outgoings:
We’ve all been there: you sign-up for a gym membership or Netflix subscription and then keep paying for it long after the excitement has worn off. If you’re paying for music streaming you never use or magazine subscriptions you don’t read, then why not manage your payments by getting rid of unnecessary Direct Debits?
Spend 10 minutes going through your monthly bank statement and highlight all your non-essential spends. Then, go through each of them and ask yourself if you really use the service you are paying for? If not, cancel it.
Chances are, your mortgage will be your largest single payment so it is worthwhile making sure you are on the best possible rate.
The rate that attracted you in the first place might not be the same rate you’re paying now. Before you roll off your fixed term mortgage deal, get in touch with your lender to check that you’re on the lowest rate available to you.
Paying for more minutes or mobile data than you use? Have you been going over your monthly allowance? Look into switching your phone tariff. You might also want to think about shifting from Pay As You Go to a monthly contract – or vice-versa.
Coming to the end of your contract? Make sure you do your homework to see what better deals might be out there – including what Tesco Mobile has to offer.
Dig out your annual summary and most recent energy bills, then get yourself on a price comparison website. They’ll ask you a few details about usage; how you pay and how long you’re willing to sign-up. Competition here is fierce. They all want you as a customer, so shop around and switch to the cheapest option.
TV and home broadband doesn’t come cheap. It’s even more of an expense if you’re paying for channels you never watch. Go through your package and see what you could live without. If you’re still under contract you might be tied, but if you aren’t then say you want a better deal.
Okay, so this isn’t technically getting your bills down, but you can make your money work for you as you spend. Many banks now offer reward-based accounts where you accrue points on nearly everything you spend.
Our current account debit card is also your Tesco Clubcard. So, you'll collect Tesco Clubcard points when you shop both in and out of Tesco. Find out more about our current account.