Already a Premium Credit Card Customer?

A handy reminder of your benefits

Premium Credit Card
Premium Credit Card

We hope you’re enjoying the benefits your Premium Credit Card brings and the wide range of rewards you and your family can take advantage of.

  • The great thing about your card is that it’s the fastest way to collect Tesco Clubcard points when you shop, meaning you can do more of the things you love, sooner. And all without having to change the way you shop. It also gives you access to some useful travel benefits, helping make your holiday to-do list that little bit shorter.
  • If you need a reminder of the benefits the card gives you for your £150 annual fee, look no further, we’ve provided a handy summary below.

Premium Credit Card benefits

Tesco Clubcard points

Using your Premium Credit Card is the fastest way to collect points when you shop, helping you do more, see more and experience more sooner.

Your Premium Credit Card doubles as your Tesco Clubcard. That means for every £1 spent (£1 minimum) on your card at Tesco, you’ll not only collect your normal 1 point for your shopping, you’ll also collect an extra point on top so you’ll be collecting twice as fast on most purchases.

Don’t forget, you’ll also collect 1 point for every £4 spent (£4 minimum) on your card outside of Tesco whether it’s online or on the high street.

It’s also worth knowing

  • There are some products at Tesco you won’t collect points on. Find out more at the Tesco Clubcard website. Points also can’t be collected on some transactions including Tesco Travel Money purchases, balance transfers, money transfers and gambling transactions.
  • The points collection rates apply to each purchase transaction and are subject to change.
  • You must have available credit on your card.
  • The promoter of Tesco Clubcard is Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

Tesco Clubcard Reward Partners

Every three months, your Clubcard points are turned into vouchers which you’ll receive with your Tesco Clubcard statement. You can increase the value of your vouchers via a wide range of Tesco Clubcard Reward Partners across travel, meals out, days out and much more.

Planning your next trip away? Looking to take the family on a day out? Want to treat yourself or a loved one to something special? Avios, Virgin Atlantic, PizzaExpress and Cineworld are just a small selection of the exciting partners you and your family can take advantage of.

Why not visit the Tesco Clubcard website to help you decide how you’d like to get the most from your vouchers?

5,000 Tesco Clubcard points bonus

Once you’ve spent £5,000 on your Premium Credit Card at Tesco in any year you’ll receive your 5,000 bonus points (worth even more with Tesco Clubcard Reward Partners), increasing your points total even further.

It’s worth noting

  • A year begins on the date the account was opened and each anniversary of that date, ending 12 months later.
  • Your bonus points will be credited to your Tesco Clubcard account within 45 days of the end of the relevant year, and will be included in your next Tesco Clubcard statement after that.
  • Qualifying spend includes any purchase transactions in Tesco Stores in the UK (excluding Tesco Opticians, Tesco Mobile and Tesco Travel Money), in the UK, F&F Clothing, Tesco Wine by the Case and Tesco Petrol Filling Stations in the UK (excluding Esso).
  • Any refunds you receive for returned items will be deducted from your total spend in that year.
  • The promoter of Tesco Clubcard is Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

Travel Insurance

Your card gives you access to worldwide annual Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. Your immediate family members will also be covered if they’re under 70 years old too.

Planning on hitting the slopes? You and your family can enjoy 17 days of winter sports cover per year as standard.

Plus, you’ll have access to a 24 hour help and claims line for added reassurance as well as cover for emergency medical expenses, trip cancellation and personal belongings so you can get on with enjoying your trip.

Keep in mind

  • The policy covers you, the primary cardholder and your immediate family members, which means spouse, co-habiting partner, civil partner and any dependent children including grandchildren, step-children and foster children under the age of 18.
  • Your policy does not cover pre-existing medical conditions and no other add-ons are available.
  • Monetary levels, excesses and exclusions apply.
  • Tesco Bank Premium Credit Card Travel Insurance is provided by Ageas Insurance Limited.

Travel Money

Off on your travels? As a Premium Credit Card customer, you’ll receive a 1% enhanced exchange rate on Tesco Travel Money when you buy at the in store bureau. So next time you’re in Tesco, why not pay the Tesco Travel Money Bureau a visit.

  • You’ll need to present your Premium Credit Card prior to purchase and be the named cardholder.
  • The offer applies to the advertised in store rate on the date of purchase for foreign currency notes and pre-paid foreign currency cards.
  • A 1% enhanced exchange rate is only available in store on currencies in stock and exchange rates may vary depending on whether you buy in store or online.
  • This benefit isn’t available in conjunction with any other Tesco Travel Money offer including Price Match.
  • Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered no.04621879. Registered office: 4th floor, Kings Place, 90 York Way, London, N1 9AG.

Have a question about your credit card?

Important information

Key product information

Some things to remember

  • Our credit facilities are available to over 18s and UK residents only, subject to status.

You can view the full terms and conditions of your Premium Credit Card benefits below:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT.