Credit Card Eligibility Checker

Find out how likely you are to be accepted for a credit card without affecting your credit score.


    Won't affect your credit score

    We run a soft check which won't affect your credit rating.


    Only takes a few minutes

    Find out in the time it takes to make a cup of tea.


    Get your percentage score

    See how likely you are to be accepted for a credit card.

    Ready to get started?

    To use the eligibility checker, you'll need to have a few bits of information handy:

    • Where you've lived for the past 3 years
    • How much you earn in a year and your monthly take home pay

    Representative 24.9% APR (variable)

    Frequently asked questions

    A credit card eligibility checker is a quick and easy way to find out how likely you are to be approved for a card with us.

      When you apply for a credit card we will carry out a full credit check, and our decision might affect your credit score. Our eligibility checker gives you an idea of how likely you are to be approved without affecting your score.

        We look at lots of things, including your income, your credit score, any outstanding debts and if you appear on any fraud prevention databases.

          All you need are details of where you’ve lived for the last three years, your yearly income and how much you take home each month.

            No, it won’t affect your credit score. Applying for a credit card and being declined can have a negative effect on your score. Being approved can have a positive effect. Our checker won’t affect your score at all.

              You can learn more about credit scores and how to check yours in our guide to credit scores.