12 month All Round Credit Card

Enjoy 12 months with no interest to pay on purchases and transfers

If you've got balances on other cards and you're paying a higher rate of interest, then our All Round Card could make the difference.

  • 0% interest on balance transfers for the first 12 months, with a 0% transfer fee
  • 0% interest on money transfers for the first 12 months, with a 3.94% transfer fee
  • 0% interest on purchases for the first 12 months
  • Manage your money on the go with our award winning mobile app and easy to use​ Online Banking service
  • Terms and conditions apply which you can find in the important things you should​ know section below. Please ensure you understand these before applying.

    Representative example

    Representative rate 19.9% APR (variable)
    Interest rate on purchases 19.9% p.a. (variable)
    Assumed credit limit £1200  
      Contactless credit card

      Collect Tesco Clubcard points when you use your card

      1
      Clubcard points when you spend £1 in Tesco
      1
      Clubcard points when you spend £1 on Tesco fuel (excluding Esso)
      1
      Clubcard point when you spend £1 outside Tesco

      It's simple: when you spend on a Tesco Bank Credit Card you collect extra Clubcard points on top of the usual points you collect with your Clubcard.

      There are some purchases you can’t collect points with. To find out more check out the Tesco Clubcard Website.

      Clubcard points collection rates are subject to change and you must have available credit to redeem them.

      The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling Clubcard points.

        How are Clubcard points calculated?

        Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point from us when you spend £4, plus your normal Clubcard points from Tesco (1 point for each £1 spent). Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.

        With a Tesco Bank Credit Card, spending £4 filling up at Tesco gets you 5 Clubcard points (excluding Esso fuel) - 1 Clubcard point from us when you spend £4, plus your normal Clubcard points from Tesco at enhanced rate of 1 Clubcard point per £1 spent (usually 1 point for each £2 spent).

          Ready to apply?

          Apply in as little as 10 minutes

          Important things you should know

          • Your credit limit and APR may vary subject to your individual circumstances. We may​ also offer you a 0% interest period of 22 or 16 months instead depending on your​ individual circumstances.
          • To benefit from the balance transfer and money transfer offer it needs to be taken​ out within 90 days of opening the account
          • The interest free periods start from the date you open the account​
          • To keep your promotional rates, you must manage your account properly. If we don’t​ receive at least your minimum payment on time you’ll lose your promotional rate
          • The maximum you can transfer is 95% of your available credit limit. You can’t make a​ transfer from any other Tesco Bank Credit Cards​
          • Your credit limit and APR may vary subject to your individual circumstances
          • For money transfers: purchases made using money that has been transferred will not​ benefit from protection under Section 75 of the Consumer Credit Act 1974.

          Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

            Before applying make sure you’ve read


              Can I apply for this card?

              Please check that these statements apply to you:

              • You have an annual income of at least £5,000
              • You are at least 18 years of age
              • You have a good credit history
              • You live in the UK, or have a British Forces Post Office address
              • You don’t currently hold more than 1 Tesco Bank Credit Card
              • You have not applied for a Tesco Bank Credit Card in the last month

              What you’ll need to apply

              Things you’ll be asked about during your application:

              • Your address history in the past three years
              • Details of your annual income and your monthly take home pay
              • Your bank account number and sort code
              • Other credit cards, if you'd like to transfer the balances to us

              Not your perfect match?

              View all our cards and try out our calculator to find the one