Online Banking FAQs

Get detailed answers to all your questions about our Online Banking.

Security

A Temporary Security Number is a code we use as an additional security measure to confirm your identity if:

  • You're registering for Online Banking for the first time
  • You’ve forgotten your login details
  • You've locked your security number, you're using a browser on a computer or mobile device we don't recognise, and we don't have your up-to-date mobile phone number
  • You've locked your password, you're using a browser on a computer or mobile device we don't recognise, and we don't have your up-to-date mobile phone number

If you know your security number and security questions, you can contact us and update your mobile number.

    If you forget any of your login details, you can reset these online. Just look for these links when logging in:

    • Forgotten your Username?
    • Forgotten your Security Number?
    • Forgotten your Password?
    • Forgotten both Security Number and Password?

    We’ll also ask you to enter your name, date of birth and postcode as we’ll need this information to identify you. Depending on the account you have with us, you can choose to enter your 16-digit credit card number or sort code and account number from your savings or loan account.

      A One Time Access Code is a code we use as an additional security measure to confirm your identity if you've forgotten your login details or are using a browser on a computer or mobile device we don't recognise.

      We'll send you a One Time Access Code by text message or an automated call, depending on how you’ve chosen to receive it. No matter which option you select, you will then enter it online. This helps us make sure it's you logging in.

      The One Time Access Code is valid for 10 minutes, so if it expires, you'll have to request another one. You can do it by choosing the 'Resend One Time Access Code' option displayed on your screen. Please note that you can only receive a maximum of 3 codes in 20 minutes.

      If we don't have your up-to-date mobile and landline phone numbers, we'll send you a Temporary Security Number by post. This means that you'll have to wait for the letter to arrive before you can get back online.

      To make sure you can always access Online Banking, it's important that you keep your mobile and landline phone numbers up to date.

        When you log in to Online Banking on a computer or mobile device we don't recognise, we'll send you a One Time Access Code by text or an automated call. This code is valid for 10 minutes. You can choose an option to resend a new One Time Access Code up to 3 times within 20 minutes.

        You'll be asked to enter the One Time Access Code during login. Once you've entered the One Time Access Code and confirmed your password, you'll be asked if you want us to recognise your computer.

        If you ask us to recognise your computer, we'll store a small security token on your computer or mobile device, which lets us recognise it. We don't store any private or personal information about you or your accounts.

        If we don't have your up-to-date mobile or landline number, we can't send you a One Time Access Code. Instead, we'll send you a Temporary Security Number by post which is valid for 30 days.

          If you think someone knows your login details we would suggest resetting all of your security information.

          Once you are logged in to Online Banking, at the top of the page, please select 'Settings', then 'Manage Security Details'. On this page, you can reset your username, security number, password and security questions.

          If you think someone has used your login details and you're still concerned after resetting them, please contact us straight away.

            Encountered a problem

            As a security measure, we'll log you out of Online Banking if you've been inactive for 5 minutes. If you believe you are being logged out earlier than this, try clearing the cache on your browser and logging in again.

              There may be a few reasons you’re having problems logging in to Online Banking. Below are some you can check before you contact us for help.

              • Double check you’re using the correct link: Saving the Online Banking link in your browser favourites or bookmarks could mean you’re using an old link. Try to log in or go to the Tesco Bank homepage and click on the 'Log in' button on the top right-hand side of the screen.
              • Make sure your device operating software is up to date: We strongly recommend that you check to make sure you’re using the latest operating system for your device. Providers update this regularly to improve performance, security and fix any bugs. Running older software versions may be the reason you cannot log in to Online Banking.
              • Make sure you are using or upgrade to the latest browser versions: Our fraud prevention and detection measures work behind the scenes to protect you and keep your account safe. We use the latest technology to manage the security of our Online Banking and Mobile Banking App and test against the latest versions of widely used browsers such as Safari, Firefox, Chrome, Microsoft Edge and Internet Explorer.
              • Clear your cache on your browser: When you use a browser, like Chrome, it saves some information from websites in its cache and cookies. Clearing them fixes certain problems, like loading or formatting issues on sites. If you still cannot log in, we recommend clearing your cache in your browser settings.
              • Check you're using the correct credentials: Some of our customers have both banking and insurance products, so might have two separate sets of logins, one for Online Banking and one for Your Insurance Account.

              How to use Online Banking

              On the Tesco Bank website, select log in displayed in the top right-hand corner of the screen.

              Enter your Username on the log in page and select 'Next'. On the next page, enter the two digits requested from your security number and your password.

              If you're using a device that we don't recognise, we'll send you a One Time Access Code by text or automated call. This code is valid for 10 minutes. You can request a new One Time Access Code up to 3 times within 20 minutes.

              You'll be asked to enter the One Time Access Code during login. Once you've entered the One Time Access Code and confirmed your password, you'll be asked if you want us to recognise your computer.

              Please note - If you ask us to recognise your computer we'll store a small security token on your computer or mobile device to do this, but it doesn't store private or personal information about you or your accounts.

                We're here to help

                Have a question? Our friendly, UK-based customer service team is here to help. You can also visit our Online Banking page for more help and support.