Collecting Tesco Clubcard points with a Tesco Bank Credit Card

Make the most of your Clubcard points, across a wide range of Tesco Clubcard Reward Partners.

Clubcard points are turned into Clubcard vouchers, see how many more you can get just by using a Tesco Bank Credit Card

How much do you spend a month?

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In Tesco (in store and online)

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Outside Tesco

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On Tesco fuel (excluding Esso)

Calculate

Using a Tesco Clubcard Credit Card, every three months you could get:

£ 00 .00

In Clubcard vouchers

You can use this in Tesco to save money in store, online and at the pump.

That’s £ more than using your Clubcard alone, just for spending on your Tesco Bank Credit Card.

Up to

£ 00 .00

If you chose to spend with Tesco Clubcard Reward Partners

You can get up to 3x the value of your vouchers to spend with Reward Partners.

Reward Partners

Foundation Credit Card: 27.5% APR representative (variable)

Low APR Credit Card: 9.9% APR representative (variable)

Other credit cards: 20.9% APR representative (variable)

Collect Tesco Clubcard points

Clubcard points when you spend £4 in Tesco

Clubcard points when you spend £4 on Tesco fuel (excluding Esso)

Clubcard point when you spend £8 outside Tesco

Your Credit Card is also your Clubcard, so when you spend on it you'll collect your usual Clubcard points and some extra ones on top

Using our Credit Card, for every £4 spent in Tesco you’ll collect 5 Clubcard points. That’s 1 Clubcard point for every £4 you spend, plus your normal Clubcard points (1 Clubcard point for each £1 spent) in each purchase transaction. Plus you’ll also collect 1 Clubcard point for every £8 spent outside Tesco in each purchase transaction.

With a Tesco Bank Credit Card, spending £4 filling up at Tesco (excluding Esso fuel) gets you 5 Clubcard points - 1 Clubcard point for every £4 you spend, plus your normal Clubcard points at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point for each £2 spent) in each purchase transaction.

Clubcard points collection rates are subject to change and you must have available credit. Exclusions on collecting points apply, expand below to read more.

Turning Clubcard points into Clubcard vouchers, exclusions and how the calculator works

Clubcard vouchers

Every 3 months your Clubcard points are turned into Clubcard vouchers. Or you can choose to get them quicker with Faster Vouchers. Use your Clubcard vouchers for money off your Tesco shop, or get up to 3X the value with Clubcard Reward Partners - choose from days out, travel, restaurants and more.

What you won’t collect Clubcard points on

You’ll only collect Clubcard points when you use your card to make purchases. Cash withdrawals, cash transactions, balance or money transfers, gambling transactions, buying travel money and regular payments like standing orders and Direct Debits don’t count. There are also some products at Tesco you can’t collect points on, find out more at the Tesco Clubcard website.

How the calculator works

The calculator uses how many Clubcard points you could collect if you had a Tesco Bank Credit Card and used it to pay for items in and out of Tesco.

Based on the spend you say you make each month, we calculate the Clubcard points you'd collect and give you and idea of the Clubcard vouchers you could receive. The actual number will depend on how you use your credit card. Don't forget that you’ll need to spend a minimum amount to begin collecting Clubcard points. And please also bear in mind that this is just an indication.

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling Clubcard points.

Our Credit Cards

Like what you see? Compare our Credit Cards and pick the right one for you.

Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF