Clubcard Credit Card rewards
Unlock Clubcard Prices and get extra Clubcard points with your Clubcard Credit Card.
Your credit card is also your Clubcard
Use your credit card to unlock Clubcard Prices
Did you know you can use your Credit Card to unlock Clubcard Prices? Watch your prices fall at the till. Tap your credit card once to activate your Clubcard, and tap again to pay.
Read more about how pay with your credit card to earn points.
You could also collect Clubcard points when you spend
5 points for every £4 spent using a Clubcard Credit Card at Tesco
4 points using a Clubcard alone
1 point for every £4 spent plus 1 point for every 1 litre bought using a Clubcard Credit Card on Tesco Fuel (excluding Esso)
1 point for every 2 litres bought using a Clubcard alone
1 point for every £8 spent using a Clubcard Credit Card anywhere else including online
0 points using another credit card
See how your Credit Card spend turns into Clubcard vouchers with our rewards calculator
How much do you spend a month?
Using one of our Credit Cards, you could collect:
After 3 months |
After 1 year |
|
|---|---|---|
| Clubcard points | ||
| Clubcard vouchers | ||
| Tesco Reward Partners | up to | up to |
After 3 months |
|
|---|---|
| Clubcard points | |
| Clubcard vouchers | |
| Tesco Reward Partners | up to |
After 1 year |
|
| Clubcard points | |
| Clubcard vouchers | |
| Tesco Reward Partners | up to |
That's 16500 more points each year than using your Clubcard alone, just for spending on a Tesco Bank Credit Card.
turn in vouchers
into to use with Tesco Reward Partners
*after 1 year
Turn your points into vouchers
Every 3 months your Clubcard points are turned into Clubcard vouchers. Or you can choose to get them quicker with Faster Vouchers.
You can use vouchers to save in Tesco, as well as on fuel at Tesco petrol stations and at Esso sites with a Tesco Express. You can also get 2x more value from your vouchers by exchanging them to use on days out, eating out and more with Tesco Reward Partners.
Make your points go further with Clubcard Reward Partners
PizzaExpress
Disney+
easyJet holidays
Virgin Atlantic Flying Club
Prezzo
RAC
Alton Towers Resort
Zizzi
Plus 100+ Reward Partners
Our credit card range has a representative 24.9% APR (variable)
Browse our Credit Cards and find one that's right for your needs.
Important information
Points are calculated on single transactions and you must have available credit. Points collection rates are subject to change.
The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA who are responsible for fulfilling Clubcard points.
You can only collect points on purchases, so cash withdrawals, cash transactions, balance or money transfers, gambling transactions, buying travel money and regular payments like standing orders and Direct Debits don’t count.
There are some products at Tesco you won’t collect Clubcard points on. You can't collect points on tobacco or tobacco related products, lottery, stamps, prescription medicines, infant formula milk, Tesco gift cards, 3rd party gift cards, saving stamps, in-store concessions, Paypoint payments or for purchases of some Tesco Bank products.
Using your Clubcard Credit Card
The good news is you don’t need to carry your Clubcard and credit card if you are using your credit card at Tesco. Tap your Clubcard credit card once to get your usual Clubcard points and activate Clubcard Prices, then tap again to pay and receive your additional points.
Using Apple Pay or Google Pay
If you're shopping in Tesco to get your usual Clubcard points you’ll need to scan your Clubcard first, either on your app or your physical Clubcard, and then use your preferred digital wallet to receive your additional points.
Shopping online at Tesco
Enter your Clubcard number to get your usual Clubcard benefits. Enter your Tesco Bank Credit Card details to pay and get your additional points at checkout.
Shopping outside of Tesco
To collect points outside of Tesco just use your Tesco Bank Credit Card to pay.
The calculator works out how many Clubcard points you could collect if you had a Tesco Bank Credit Card and used it to pay for items in and out of Tesco.
Based on the amounts you enter into the calculator, we work out the number of Clubcard points you could collect and give an idea of the amount in Clubcard vouchers.
The fuel calculator uses an average price per litre to calculate the number of points, based on 1 point per litre bought. Calculation based on average fuel price per litre. Average price per litre is based on both petrol and diesel and an average fill of 33 litres. Average price per litre updated monthly.
Remember though, your points will be worked out on each individual transaction that you make and not on your total monthly spend. So, this means the calculator only gives an indication and the actual points you receive could vary.
Don't forget that you'll need to spend a minimum amount to begin collecting Clubcard points.
When you open a credit card account with us you’ll be automatically enrolled into the Clubcard scheme if you’re not already a member, and Tesco Bank will share information with Tesco Stores for the operation of your Clubcard account.
Clubcard accounts are managed separately by Tesco Stores, and you should visit the Tesco Stores privacy notice for further information about how Tesco Stores uses your information.
Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.
Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344 Newcastle Upon Tyne, NE12 2GF.