Interest rates on your existing Instant Access Savings Account

Find out the rate you're currently on, or rates you may have been receiving in the last 5 years.

All rates are Gross/AER.

Instant Access Savings Account 2025

Date effective from

Annual interest

Monthly interest

16 July - Present

1.05%

1.05%

19 March - 15 July

1.15%

1.15%

1 January - 18 March

1.25%

1.25%

All rates are Gross/AER.

Instant Access Savings Account 2024

Date effective from

Annual interest

Monthly interest

1 January - 31 December

1.25%

1.25%

All rates are Gross/AER.

Instant Access Savings Account 2023

Date effective from

Annual interest

Monthly interest

15 August - 31 December

1.25%

1.25%

24 July - 14 August

1.10%

1.10%

23 May - 23 July

1.00%

1.00%

18 April - 22 May

0.85%

0.85%

15 February - 17 April

0.70%

0.70%

1 January - 14 February

0.50%

0.50%

All rates are Gross/AER.

Instant Access Savings Account 2022

Date effective from

Annual interest

Monthly interest

6 December - 31 December

0.50%

0.50%

13 September - 5 December

0.35%

0.35%

11 January - 12 September

0.25%

0.25%

1 January - 10 January

0.10%

0.10%

All rates are Gross/AER.

Instant Access Savings Account 2021

Date effective from

Annual interest

Monthly interest

1 January - 31 December

0.10%

0.10%

Useful definitions

Annual Equivalent Rate (AER) illustrates what the interest rate would be if paid and compounded each year.

Gross is the interest rate paid before tax is deducted.