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Everyday Low APR Credit Card

Our best card for collecting extra Clubcard points on your everyday spending.

10.9%
APR

representative (variable)

gift icon

Collect Clubcard points almost every time you spend in and out of Tesco

About this card

  • Our Everyday Low APR Credit Card is designed for daily spending while earning extra Clubcard points. It also has our lowest purchase interest rate, which can help you spread the cost of bigger or surprise bills, like a car repair or new fridge.

Purchases

  • Our lowest interest rate on purchases
    A low 10.9% APR representative (variable) on purchases.
  • Collect extra Clubcard points with your Clubcard Credit Card
    1 point for every £4 spent in Tesco
    1 point for every £4 spent on Tesco fuel (excluding Esso) plus 1 point for every 2 litres bought
    1 point for every £8 spent outside of Tesco
    Points calculated on single transactions. Exclusions apply. Rates may vary. Find more information on Credit Card Rewards.
  • Unlock Clubcard Prices
    Did you know that you can use your Clubcard Credit Card to unlock Clubcard Prices? Watch your prices fall at the till, tap your credit card once to activate your Clubcard, and tap again to pay.

Good to know

  • Our Credit Card jargon buster
    From APR to variable rates, the jargon that pops up when you apply for a credit card can be pretty confusing. Learn all the terms worth knowing with our quick-fire guide - you’ll be a credit card pro in no time.
  • Stay on track
    Remember to pay at least your minimum payment on time each month.

Representative example

Representative 10.9% APR (variable)
Interest rate on purchases 10.9% p.a. (variable)
Assumed credit limit £1200

Your APR and credit limit may vary depending on your circumstances.

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Our eligibility checker takes 3-4 minutes to complete for most customers.

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Tesco Bank Credit Cards are available to UK residents aged 18 and over. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 344, Newcastle Upon Tyne, NE12 2GF.

Tesco Bank is a trading name of Barclays Bank UK PLC. For more information on what this means please go to tescobank.com/transfer-scheme.