Combined buildings and contents insurance

Home Insurance

Tesco Bank Home Insurance is five-star rated by Defaqto and comes with a comprehensive range of standard features, including unlimited buildings cover. Whether it's contents or buildings or both, there is cover to suit your needs.

Combined buildings and contents insurance

  • £75,000 new-for-old contents cover as standard, for an additional premium you can increase it to £100,000
  • Unlimited buildings cover as standard – so your home's structure, fixtures and fittings can be repaired, rebuilt or replaced
  • Choose the optional extras that are right for you – and only pay for the additional cover you need
  • Reassurance that our Home Insurance is underwritten by a carefully selected range of insurers More information

Get peace of mind with our Home Insurance

Contents insurance

Contents insurance

It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

  • Alternative accommodation up to £15,000 if your home isn't safe to live in
  • Accidental damage on home entertainment equipment as standard
  • Garden contents - up to £1,500 cover on garden items such as barbecues and lawnmowers
  • Cover for legal downloads and more, up to £2,000
  • If your freezer fails, we will cover the cost of replacing your food up to £1,000

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Buildings insurance

Buildings insurance

As a homeowner, the biggest asset you have is probably your home. So it's important your home is covered in case the worst happens.

  • One year guarantee on home repairs carried out by insurer-appointed builders
  • Permanent fixtures in your home such as your built-in kitchen, wardrobes, showers and baths are also covered
  • Burst pipes and blocked sewer pipes - we will cover repairs up to £5,000
  • Replacement locks if your house keys are lost or stolen
  • Alternative accommodation up to £50,000 if your home isn't safe to live in

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Optional extras

Need a little more from your Tesco Bank Home Insurance?

Just choose the optional extras that are right for you and only pay for the additional cover you need.

  • Extended accidental damage cover is extra protection from unexpected accidents in your home
  • Contents cover away from home, for items that you wear or carry
  • Protect your bicycles while you're away from home in addition to your contents
  • Home Emergency cover - 24-hour cover for a range of emergency situations
  • Family Legal Guard - legal expense insurance and access to a legal helpline

Home Emergency cover is underwritten by Interpartner Assistance SA. Family Legal Guard is underwritten by Ageas Insurance Limited.

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents. See our policy documents

Need more information?

Find out more about the different types of cover available.

Guaranteed Clubcard discount

Guaranteed Clubcard discount

Guaranteed Clubcard discount

We like to give Clubcard customers that little bit extra; it's Tesco Bank's way of saying thank you.

It doesn't matter whether you're a new customer, or renewing your cover, you're always guaranteed to get our Clubcard discount. All you need to do is tell us your Clubcard number when you get a quote.

Just so you know, the Clubcard discount doesn't apply to two of our optional extras – Home Emergency cover and Family Legal Guard.

Choose the cover you need for your home

  • Contents only

    It's not just stuff, it's what makes a house a home. Make sure your home contents are covered if something goes wrong.

  • Buildings & Contents

    Cover for your home and belongings; from floor to ceiling and everything else.

  • Buildings only

    As a homeowner, the biggest asset you own is probably your home. So it's important your home is covered in case the worst happens.

Why choose Tesco Bank Home Insurance?

  • New-for-old contents cover
  • Cover that's five-star rated by Defaqto
  • Unlimited buildings cover as standard
  • Alternative accommodation if your home isn't safe to live inTerms apply
Five star rating from Defaqto

Five-star rated by Defaqto

Five star rating from Defaqto

Defaqto Star Ratings are an unbiased assessment of quality from an independent and trusted brand. Tesco Bank Home Insurance is five star rated which means it is an excellent product with a comprehensive range of features and benefits.

Contact us - we're here to help

Need a few questions answered? Want to chat rather than scroll? Our UK-based teams are here to talk to you seven days a week. Lines are open Monday to Friday 8am-9pm, Saturday and Sunday 9am-5pm.

Help for existing policyholders

Need to check your policy documents or need to make a claim?

Important information

Key product information

Alternative accommodation

If your home is not fit to live in caused by damage covered under our insurance, we will cover the costs of alternative accommodation. For contents-related claims, alternative accommodation costs are covered up to £15,000 and for buildings-related claims, costs are covered up to £50,000.

Our range of insurers

Tesco Bank Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers:

  • Tesco Underwriting Ltd
  • AXA Insurance UK plc
  • Towergate Underwriting Group Ltd
  • Royal & Sun Alliance Insurance plc
  • Legal & General Insurance Ltd

Home Emergency cover is underwritten by Interpartner Assistance SA.

Family Legal Guard is underwritten by Ageas Insurance Limited.

Policy documents

Monetary levels, excesses and exclusions apply

Please read the Home Insurance policy booklet for everything you need to know about any benefits, limitations and exclusions that might apply to your cover.