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See how our credit cards could reward you

Purchases card

0% interest on purchases for the first 21 months

Whether it's home improvements or the holiday of a lifetime, our Purchases Credit Card could help you spread the cost of the big things.

  • No interest to pay on purchases for the first 21 months
  • Earn even more Clubcard points when you spend Terms apply
  • 0% interest on balance transfers for first 3 months with a balance transfer fee of 2.9%. You can transfer up to 95% of your credit limit.
  • To benefit from these 0% interest free periods it’s important that you make your minimum repayments on time and in full.

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Balance Transfer Card

0% interest on balance transfers for the first 40 months

If you’re thinking about transferring balances from other credit cards or store cards. Or if you want to transfer money directly into your bank account, you’ll have no interest to pay on your balance and money transfer amounts for the first 40 months. You can transfer up to 95% of your credit limit.

  • Time limited offer, apply before 7am on 7 July 2016
  • 2.69% balance transfer fee
  • 3.94% money transfer fee
  • 0% interest on balance and money transfers is applied to any transfers made within the first 90 days of account opening, if you make your minimum repayments on time and in full each month

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Money Transfer Card

0% interest on money transfers for the first 40 months.

With our money transfer credit card, you can transfer money directly into your bank account. Transfer up to 95% of your available credit limit, with 40 months to pay the money back without interest on that amount.

  • Time limited offer, apply before 7am on 7 July 2016
  • 3.94% money transfer fee
  • 0% interest on balance transfers from another card for the first 40 months, with a 2.69% fee
  • 0% interest on money transfers is applied to any transfers made within the first 90 days of account opening, if you make your minimum repayments on time and in full each month

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

No Balance Transfer Fee Card

No balance transfer fee

No fee to transfer your balance and no interest to pay on the amount you transfer for the first 21 months.

  • 0% interest on balance transfers for the first 21 months. 0% balance transfer fee. You can transfer up to 95% of your credit limit.
  • This offer is applied to any balances transferred within the first 90 days of account opening, if you make your minimum repayments on time and in full.
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Low APR Card

Low APR on purchases

No interest to pay on purchases in the first 3 months, followed by a low APR on purchases to help you keep your repayment costs down.

  • Low 7.8%APR representative (variable) on purchases
  • Plus 0% interest on purchases for first 3 months
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative7.8%APR (variable)
  • Interest rate on purchases7.8% p.a. (variable)
  • Assumed credit limit£1,200

Foundation Card

Foundation Card

If you are looking to re-build or improve your credit rating due to a bad or impaired credit score, then this card could be for you.

  • Set up email and text alerts to help you avoid missing repayments and stay in control.
  • Manageable monthly repayments from £25 and credit limits between £250 and £1,500.
  • Stay in control of your credit score through our partnership with Noddle, part of the Call Credit Information Group.
  • Use our Mobile App to keep track of your balance.

Representative example

  • Representative27.5%APR (variable)
  • Interest rate on purchases27.5% p.a. (variable)
  • Assumed credit limit£1,200

Find out which option's right for you

How we like to say thank you

  • Collect points as you spend

    Collect Clubcard points when you use your card - online, in stores, or when you fill up at the pump. And not just at Tesco.

  • Get your vouchers

    Every three months, your Clubcard points get turned into vouchers.

  • Spend or boost your vouchers

    You can spend your vouchers at tesco.com, in store or on Tesco fuel. Or get up to four times the value by boosting them with one of the Boost partners.

Apple Pay

Use your Tesco Bank credit card for fast and secure payments.

Available to Tesco Bank credit card holders featuring the MasterCard logo, on a compatible iPhone, iPad or Apple Watch.

Apple, the Apple logo, iPhone, iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay, Apple Watch and Touch ID are trademarks of Apple Inc.

Do you need a different borrowing option?

Important information

Key product information

Some things to remember

  • Our credit facilities are available to over 18s and UK residents only, subject to status
  • 0% interest rates apply from the day you opened your account
  • To benefit from these 0% periods you must make your minimum repayments on time and in full each month
  • You can transfer up to 95% of your credit limit

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy. Plus, your credit card doubles as your Clubcard, so you'll get:

  • 5 Clubcard points for every £4 you spend at Tesco stores
  • 5 Clubcard points for every £4 you spend on Tesco fuel (excludes Esso Fuel)
  • 1 Clubcard point for every £8 you spend almost everywhere else

Exchange your vouchers for an extra boost

Every three months, your Clubcard points are turned into vouchers.

You can get money off at the till using your vouchers, or boost their value by up to four times with Clubcard Boost.

There are hundreds of Boost partners to choose from, whether you want to eat out, enjoy a fun day with the family, take advantage of travel offers or gift ideas. And with many of them you can get up to four times the value of your original voucher - that's £10 in Boost tokens for £2.50 worth of Clubcard vouchers.

Clubcard points terms and conditions

  • You can collect one point in addition to your normal Clubcard points for each £4 you spend in a purchase transaction in Tesco (the minimum purchase is £4)
  • You can collect one point for every £8 you spend in a purchase transaction outside Tesco (the minimum purchase is £8)
  • You must have available credit
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website
  • The Clubcard scheme is administrated by Tesco stores, who are responsible for fulfilling points
  • Earn rates are subject to change