See how our credit cards could reward you

Purchases card

0% interest on purchases for the first 19 months

Whether it's home improvements or the holiday of a lifetime, our Purchases Credit Card could help you spread the cost of the big things.

  • No interest to pay on purchases for the first 19 months
  • Earn even more Clubcard points when you spend Terms apply
  • 0% interest on balance transfers for first 3 months with a balance transfer fee of 2.9%. You can transfer up to 95% of your credit limit.

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a (variable)
  • Assumed credit limit£1,200

Balance Transfer Card

0% interest on balance transfers for the first 33 months

If you're thinking about transferring balances from other credit cards or store cards, you'll have no interest to pay on your balance transfer amounts for the first 33 months. You can transfer up to 95% of your credit limit.

  • 2.9% balance transfer fee
  • 0% interest on purchases for the first 3 months
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a (variable)
  • Assumed credit limit£1,200

No Balance Transfer Fee Card

No balance transfer fee

No fee to transfer your balance and no interest to pay on the amount you transfer for the first 12 months.

  • 0% interest on balance transfers for first 12 months. You can transfer up to 95% of your credit limit.
  • 0% interest on purchases for first 12 months
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Low APR Card

Low APR on purchases

No interest to pay on purchases in the first 3 months, followed by a low APR on purchases to help you keep your repayment costs down.

  • Low 7.8%APR representative (variable) on purchases
  • Plus 0% interest on purchases for first 3 months
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative7.8%APR (variable)
  • Interest rate on purchases7.8% p.a (variable)
  • Assumed credit limit£1,200

Foundation Card

Foundation Card

If you're new to credit cards or want to help build your credit rating then this could be the card for you.

  • Set up text alerts or use our mobile app to help you keep on top of your spending and payments
  • Credit limits start at £250
  • Earn even more Clubcard points as you spend Terms apply

Representative example

  • Representative28.9%APR (variable)
  • Interest rate on purchases28.9% p.a. (variable)
  • Assumed credit limit£1,200

Find out which option's right for you

How we like to say thank you

  • Collect points as you spend

    Collect Clubcard points when you use your card - online, in stores, or when you fill up at the pump. And not just at Tesco.

  • Get your vouchers

    Every three months, your Clubcard points get turned into vouchers.

  • Spend or boost your vouchers

    You can spend your vouchers at tesco.com, in store or on Tesco fuel. Or get up to four times the value by boosting them with one of the Boost partners.

Contact us

Our UK teams are here for you 24 hours a day, seven days a week. Yes – even on Christmas day.

Do you need a different borrowing option?

Important information

Key product information

Some things to remember

  • 0% interest rates apply from the day you opened your account
  • You can transfer up to 95% of your credit limit
  • Our credit facilities are available to over 18s and UK residents only, subject to status

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT

Collecting Clubcard points

How to collect Clubcard points with your Tesco Bank Clubcard Credit Card

It's simple: use your Clubcard Credit Card wherever you see the Mastercard logo. You'll collect points on almost everything you buy. Plus, your credit card doubles as your Clubcard, so you'll get:

  • 5 Clubcard points for every £4 you spend at Tesco stores
  • 5 Clubcard points for every £4 you spend on Tesco fuel (excludes Esso Fuel)
  • 1 Clubcard point for every £4 you spend everywhere else

Exchange your vouchers for an extra boost

Every three months, your Clubcard points are turned into vouchers.

You can get money off at the till using your vouchers, or boost their value by up to four times with Clubcard Boost.

There are hundreds of Boost partners to choose from, whether you want to eat out, enjoy a fun day with the family, take advantage of travel offers or gift ideas. And with many of them you can get up to four times the value of your original voucher - that's £10 in Boost tokens for £2.50 worth of Clubcard vouchers.

Clubcard points terms and conditions

  • You can collect one point in addition to your normal Clubcard points for each £4 you spend in a purchase transaction (the minimum purchase is £4).
  • You must have available credit.
  • There are some products at Tesco you can't collect points on. Find out more about collecting points at the Tesco Clubcard website.
  • The Clubcard scheme is administrated by Tesco stores, who are responsible for fulfilling points.