Collecting Tesco Clubcard points with a Tesco Credit Card

Your credit card is your Tesco Clubcard too so when you use it, you can collect your normal points at Tesco, plus a little more. Make the most of your points, across a wide range of Tesco Clubcard Reward Partners.

Premium Cards

First, pick one of our credit cards:

Calculating points for the

Premium Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco2 points for £1 spentOut of Tesco1 point for £4 spentTesco Fuel (Excl. Esso)2 points for £1 spent

Representative example

  • Representative rate 56.5%APR(variable)
  • Based on 19.9% p.a.(purchase rate variable)
  • and
  • Annual fee £150
  • Assumed credit limit£1,200

Calculating points for the

Purchases Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Balance Transfer Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Money Transfer Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

0% Balance Transfer Fee Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Low APR Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate5.9%APR (variable)
  • Interest rate on purchases5.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Foundation Credit Card

Total Tesco Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate27.5%APR (variable)
  • Interest rate on purchases27.5% p.a. (variable)
  • Assumed credit limit£1,200

How much do you spend in a month?

To calculate the rewards you could collect you will need to enable JavaScript in your browser.
Find out how to enable JavaScript in your browser.

Your Credit Card and Tesco Clubcard in one – calculate your points

Weekly spend

How much do you spend in a week? Change to weeklyChange to monthly

How do we calculate Clubcard points?

How could you use your Tesco Clubcard vouchers?

Travel

Avios Logo

Exchange:

£150 in Clubcard vouchers

Receive:

36,000 Avios

Use towards:

Two return flights to a number of destinations in Europe

Don’t forget:

The example shown above is based on redeeming points through the Avios Travel Rewards Programme for British Airways flights to European destinations which depart from and return to London.  All bookings are subject to availability and Avios and its suppliers’ terms and conditions.  250 points converts to £2.50 in Clubcard vouchers, which equates to 600 Avios . Taxes, fees and carrier charges will apply.  For more information, please visit avios.com.  Offers can be subject to change.

Virgin Atlantic Logo

Exchange:

£150 in Clubcard vouchers

Receive:

37,500 Virgin Atlantic Flying Club miles

Use towards:

A flight to New York or Chicago

Don’t forget:

The example shown above is based on redeeming points through the Virgin Atlantic Flying Club Programme and departing from London. 250 points converts to £2.50 in Clubcard vouchers, which equates to 625 Flying Club miles. Taxes, fees and carrier charges will apply. Offers can be subject to change.

Eurotunnel Logo Stena Line Logo Best Western Logo Hilton Hotels Logo hotels.com logo Macdonald Hotels Logo

Eating Out

Pizza Express Logo

Exchange:

£17.50 in Clubcard vouchers

Receive:

£70 spend in Pizza Express

Use towards:

Treating the family to dinner

Don’t forget:

The example shown above is based on 1,750 points being turned into £17.50 worth of Clubcard vouchers. £2.50 in Clubcard vouchers turns into £10 spend in Pizza Express. Terms apply.

Cafe Rouge Logo

Exchange:

£17.50 in Clubcard vouchers

Receive:

£70 spend in Café Rouge

Use towards:

Taking your partner out for a meal

Don’t forget:

The example shown above is based on 1,750 points being turned into £17.50 worth of Clubcard vouchers. £2.50 in Clubcard vouchers turns into £10 spend in Café Rouge. Terms apply.

Zizzi Logo Prezzo Logo Bella Italia Logo Ask Italian Logo La Tasca Logo

Days Out

Cineworld Logo

Exchange:

£16 in Clubcard vouchers

Receive:  

2 adult and 2 child Cineworld admissions

Use towards:

A day out at the cinema with the family

Don’t forget:

The example shown above is based on 1,600 points being converted into £16 worth of Tesco Clubcard vouchers.  Child tickets are for aged 14 and under. One adult equates to £4.50 worth of Clubcard vouchers and a child £3.50 Clubcard vouchers. Terms apply.

Lego Windsor Logo

Exchange:

£26 in Clubcard vouchers

Receive:  

2 Legoland day tickets

Use towards:

A day out with the family at Legoland

Don’t forget:

The example shown above is based on 2,600 points being converted into £26 worth of Tesco Clubcard vouchers. One day ticket equates to £13 worth of Clubcard vouchers and allows access for one adult, one child, or one senior. Children under three are free. Terms apply.

Alton Towers Logo Odeon Logo Thorpe Park Logo Drayton Manor Logo Blackpool Pleasure Beach Logo

... and more Reward Partners

RAC Logo

Exchange:

£20 in Clubcard vouchers

Receive:

£60 to spend with RAC

Use towards:

RAC personal based breakdown cover

Don’t forget:

You can choose to get a discount on your cover starting with just 50p in Clubcard vouchers, or to pay for your cover in full.  Get a quote before you buy.  Terms apply.

Goldsmiths Logo

Exchange:

 £55 in Clubcard vouchers

Receive:

£165 worth of Clubcard tokens

Use towards:

Treating yourself or a loved one to a special gift

Don’t forget:

The example shown above is based on 5,500 points being converted into £55.00 worth of Tesco Clubcard vouchers. £10.00 in Clubcard vouchers equates to £30.00 of Clubcard tokens. Terms apply.

Spafinder Logo Evans Logo Uber logo

Our credit cards

Like what you see? Compare our credit cards and pick the perfect one for you.

Things you should know

5,000 Tesco Clubcard points bonus

If you spend £5,000 on your Premium Credit Card in Tesco in any year you will collect 5,000 bonus points.

Qualifying spend includes any purchase transactions in Tesco Stores UK (excluding Tesco Opticians, Tesco Mobile and Tesco Travel Money), Tesco.com (UK only), Tesco Direct, F&F Clothing, Tesco Wine by the Case and Tesco Petrol Filling Stations (UK only, excludes Esso).

A year begins on the date the account was opened and each anniversary of that date, and ends 12 months later. Any refunds that you receive for returned items will be deducted from your total spend in that year. These points will be added to your Tesco Clubcard account within 45 days of the end of the relevant year and will be included in your next Tesco Clubcard statement after that. The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

Calculator assumptions

The calculator gives you an indication of how many points you’ll collect; the actual number will depend on how you use your Tesco Credit Card.

You must have available credit to collect points. The calculator assumes that everything you buy in Tesco is eligible for points, however, exclusions apply to certain products. Please visit the Tesco Clubcard website for further information.

In Tesco

With the Premium Credit Card, you’ll collect one point for every £1 you spend in each card transaction, and you’ll also collect your normal point on top. The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one point for every £4 you spend in each card transaction, and you’ll also get your normal points on top. The minimum qualifying spend is £4.

Tesco Fuel (excludes Esso)

With the Premium Credit Card, you’ll collect one point for every £1 you spend in each card transaction and you’ll also collect your normal point on top. This is at an enhanced rate of 1 point per £1 spent (usually 1 point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one point for every £4 you spend in each card transaction and you’ll also collect your normal points on top at an enhanced rate of 1 point per £1 spent (usually 1 point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £4.

Out of Tesco

With the Premium Credit Card, you’ll collect one point for every £4 you spend in each card transaction. The minimum qualifying spend is £4.

For all our other credit cards, you’ll collect one point for every £8 you spend in each card transaction. The minimum qualifying spend is £8.

Points collection rates are subject to change.

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling points.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO BOX 27028, Glasgow, G2 9FT.