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Earning Clubcard points with a Tesco Credit Card

Your credit card is your Tesco Clubcard too so when you use it, you can collect your normal Clubcard points at Tesco, plus a little more. Make the most of your Clubcard points, across a wide range of Tesco Clubcard Partners.

Premium Cards

First, pick one of our credit cards:

Calculating points for the

Premium Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco2 points for £1 spentOut of Tesco1 point for £4 spentTesco Fuel (Excl. Esso)2 points for £1 spent

Representative example

  • Representative rate 56.5%APR(variable)
  • Based on 19.9% p.a.(purchase rate variable)
  • and
  • Annual fee £150
  • Assumed credit limit£1,200

Calculating points for the

Purchases Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Balance Transfer Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Money Transfer Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

0% Balance Transfer Fee Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate18.9%APR (variable)
  • Interest rate on purchases18.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Low APR Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate5.9%APR (variable)
  • Interest rate on purchases5.9% p.a. (variable)
  • Assumed credit limit£1,200

Calculating points for the

Foundation Credit Card

Total Clubcard points with this credit card

Spend at TescoOut of TescoTesco Fuel (Excl. Esso)
Spend at Tesco5 points for £4 spentOut of Tesco1 point for £8 spentTesco Fuel (Excl. Esso)5 points for £4 spent

Representative example

  • Representative rate27.5%APR (variable)
  • Interest rate on purchases27.5% p.a. (variable)
  • Assumed credit limit£1,200

How much do you spend in a month?

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Your Credit Card and Tesco Clubcard in one – calculate your Clubcard points

Weekly spend

How much do you spend in a week? Change to weeklyChange to monthly

How do we calculate Clubcard points?

How could you use your Clubcard points?

Travel

Avios Logo

Exchange:

15,000 Clubcard points

Receive:

36,000 Avios

Use towards:

Two return flights to a number of destinations in Europe

Don’t forget:

The example shown above is based on redeeming Clubcard points through the Avios Travel Rewards Programme for British Airways flights to European destinations which depart from and return to London.  All bookings are subject to availability and Avios and its suppliers’ terms and conditions.  250 Clubcard points converts to £2.50 in Clubcard vouchers, which equates to 600 Avios . Taxes, fees and carrier charges will apply.  For more information, please visit avios.com.  Offers can be subject to change.

Virgin Atlantic Logo

Exchange:

15,000 Clubcard points

Receive:

37,500 Virgin Atlantic Flying Club miles

Use towards:

A flight to New York or Chicago

Don’t forget:

The example shown above is based on redeeming Clubcard points through the Virgin Atlantic Flying Club Programme and departing from London. 250 Clubcard points converts to £2.50 in Clubcard vouchers, which equates to 625 Flying Club miles. Taxes, fees and carrier charges will apply. Offers can be subject to change.

And lots more….

British Airways Executive Logo Eurotunnel Logo Stena Line Logo Best Western Logo Hilton Hotels Logo Macdonald Hotels Logo Monarch Logo

Meals Out

Pizza Express Logo

Exchange:

1,750 Clubcard points

Receive:

£70 worth of Clubcard tokens

Use towards:

Treating the family to dinner

Don’t forget:

The example shown above is based on 1,750 Clubcard points being converted into £17.50 worth of Tesco Clubcard vouchers. £2.50 in Clubcard vouchers equates to £10.00 of Clubcard tokens. Terms apply.

Cafe Rouge Logo

Exchange:

1,750 Clubcard points

Receive:

£70 worth of Clubcard tokens

Use towards:

Taking your partner out for a meal

Don’t forget:

The example shown above is based on 1,750 Clubcard points being converted into £17.50 worth of Tesco Clubcard vouchers. £2.50 in Clubcard vouchers equates to £10.00 of Clubcard tokens. Terms apply.

And lots more….

Zizzi Logo Prezzo Logo Bella Italia Logo Ask Italian Logo La Tasca Logo

Days Out

Cineworld Logo

Exchange:

1,600 Clubcard points

Receive:  

2 adult and 2 child Cineworld admissions

Use towards:

A day out at the cinema with the family

Don’t forget:

The example shown above is based on 1,600 Clubcard points being converted into £16.00 worth of Tesco Clubcard vouchers.  Child tickets are for aged 14 and under. One adult equates to £4.50 worth of Clubcard vouchers and a child £3.50 Clubcard vouchers. Terms apply.

Lego Windsor Logo

Exchange:

2,600 Clubcard points

Receive:  

2 Legoland day tickets

Use towards:

A day out with the family at Legoland

Don’t forget:

The example shown above is based on 2,600 Clubcard points being converted into £26.00 worth of Tesco Clubcard vouchers. One day ticket equates to £13.00 worth of Clubcard vouchers and allows access for one adult, one child, or one senior. Children under three are free. Terms apply.

And lots more…

Alton Towers Logo Odeon Logo Thorpe Park Logo Drayton Manor Logo Blackpool Pleasure Beach Logo

Boost and More

RAC Logo

Receive:

5,800 Clubcard points

Exchange:

RAC Roadside + Recovery + At Home token code

Use towards:

RAC Joint Breakdown Cover

Don’t forget:

The example shown above is based on 5,800 Clubcard points being converted into £58.00 worth of Tesco Clubcard vouchers. £10.00 in Clubcard vouchers equates to £30.00 of Clubcard tokens. Terms apply.

Goldsmiths Logo

Receive:

5,800 Clubcard points

Exchange:

£174 worth of Clubcard tokens

Use towards:

Treating yourself a loved one to a special gift

Don’t forget:

The example shown above is based on 5,800 Clubcard points being converted into £58.00 worth of Tesco Clubcard vouchers. £10.00 in Clubcard vouchers equates to £30.00 of Clubcard tokens. Terms apply.

And lots more…

Spafinder Logo Evans Logo Topps Tiles Logo

Our credit cards

Like what you see? Compare our credit cards and pick the perfect one for you.

Things you should know

5,000 Clubcard points bonus

If you spend £5,000 on your Premium Credit Card in Tesco in any year you will receive 5,000 bonus Clubcard points.

Qualifying spend includes any purchase transactions in Tesco Stores UK (excluding Tesco Opticians, Tesco Mobile and Tesco Travel Money), Tesco.com (UK only), Tesco Direct, F&F Clothing, Tesco Wine by the Case and Tesco Petrol Filling Stations (UK only, excludes Esso).

A year begins on the date the account was opened and each anniversary of that date, and ends 12 months later. Any refunds that you receive for returned items will be deducted from your total spend in that year. These Clubcard points will be credited to your Tesco Clubcard account within 45 days of the end of the relevant year and will be included in your next Tesco Clubcard statement after that. The Tesco Clubcard scheme is administered by Tesco Stores, who are responsible for fulfilling Clubcard points.

Calculator assumptions

The calculator gives you an indication of how many Clubcard points you’ll collect; the actual number will depend on how you use your Tesco Credit Card.

You must have available credit to collect Clubcard points. The calculator assumes that everything you buy in Tesco is eligible for points, however, exclusions apply to certain products. Please visit the Tesco Clubcard website for further information.

In Tesco

With the Premium Credit Card, you’ll collect one Clubcard point for every £1 you spend in each card transaction, and you’ll also collect your normal Clubcard point on top. The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one Clubcard point for every £4 you spend in each card transaction, and you’ll also get your normal Clubcard points on top. The minimum qualifying spend is £4.

Tesco Fuel (excludes Esso)

With the Premium Credit Card, you’ll collect one Clubcard point for every £1 you spend in each card transaction and you’ll also collect your normal Clubcard point on top. This is at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £1.

For all our other credit cards, you’ll collect one Clubcard point for every £4 you spend in each card transaction and you’ll also collect your normal Clubcard points on top at an enhanced rate of 1 Clubcard point per £1 spent (usually 1 Clubcard point per £2 spent with a Tesco Clubcard). The minimum qualifying spend is £4.

Out of Tesco

With the Premium Credit Card, you’ll collect one Clubcard point for every £4 you spend in each card transaction. The minimum qualifying spend is £4.

For all our other credit cards, you’ll collect one Clubcard point for every £8 you spend in each card transaction. The minimum qualifying spend is £8.

Earn rates are subject to change.

The Tesco Clubcard scheme is administered by Tesco Stores who are responsible for fulfilling Clubcard points. All our credit cards are available to UK residents and over 18s only. Subject to status.

Tesco Bank Credit Cards are provided by: Tesco Bank, PO BOX 27028, Glasgow, G2 9FT.