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A handy reminder of your benefits

Premium Credit Card
Premium Credit Card

We hope you’re enjoying the benefits your Premium Credit Card brings and the wide range of rewards you and your family can take advantage of.

  • The great thing about your card is that it’s the fastest way to earn Clubcard points when you shop, meaning you can do more of the things you love, sooner. And all without having to change the way you shop. It also gives you access to some useful travel benefits, helping make your holiday to-do list that little bit shorter.
  • If you need a reminder of the benefits the card gives you for your £150 annual fee, look no further, we’ve provided a handy summary below.

Representative example

  • Representative rate56.5%APR (variable)
  • Based on19.9% p.a. (purchase rate variable)
  • and
  • Annual fee £150
  • Assumed credit limit£1,200

What is APR?

See how far you could go

Transcript

[music - continues as a bed throughout]

Annual Fee £150

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Over 18’s. UK residents, subject to status.

The new Tesco Premium Credit Card. It’s the fastest way to earn Tesco Clubcard points when you shop.

[bell rings]

So your everyday shopping could get you closer to your next family day out.

Because it doubles as your Clubcard, you’ll earn twice the amount of Clubcard points at Tesco.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. 2 points for every £1 spent in Tesco and 1 point for every £4 spent out of Tesco in each card purchase transaction. Exclusions apply. Earn rates are subject to change.

Even filling up could get you closer to a meal out with your friends. You can use your Clubcard points with a wide range of Clubcard Partners and get up to four times their value.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

So your Friday night drinks could get you closer to a relaxing spa day.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

[water noise]

As if you need another excuse.

You can pick up Clubcard points almost anywhere.

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. 2.75% non Sterling fee applies when using your card abroad.

Even your holiday purchases could get you closer to your next trip!


Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. Also covers your immediate family aged under 70, with 17 days winter sports cover included as standard. Provided by Ageas Insurance Ltd. Terms apply.

Plus, your family will be covered with annual worldwide travel insurance.

[swoosh]

Which might just come in handy.

[Woah, small scream]

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150.

The new Tesco Premium Credit Card. The fastest card to earn Clubcard points, so you can do more sooner.

The new Tesco Premium Credit Card.

Annual fee £150

Find out more.

Brought to you by Tesco Bank

Representative example: 56.5%APR representative (variable), credit limit £1,200, purchases 19.9% p.a. (variable) and annual fee £150. Over 18’s. UK residents, subject to status. PO Box 27028, Glasgow, G2 9FT.

 

Premium Credit Card benefits

Clubcard points

Using your Premium Credit Card is the fastest way to earn Clubcard points when you shop, helping you do more, see more and experience more sooner.

Your Premium Credit Card doubles as your Tesco Clubcard. That means for every £1 spent (£1 minimum) on your card at Tesco, you’ll not only get your normal 1 Clubcard point for your shopping, you’ll also get an extra point on top so you’ll be collecting twice as fast on most purchases.

Don’t forget, you’ll also collect 1 Clubcard point for every £4 spent (£4 minimum) on your card outside of Tesco whether it’s online or on the high street.

It’s also worth knowing

  • There are some products at Tesco you won’t earn Clubcard points on. Find out more at the Tesco Clubcard website. Clubcard points also can’t be collected on some transactions including Tesco Travel Money purchases, balance transfers, money transfers and gambling transactions.
  • The Clubcard points earn rates apply to each purchase transaction and are subject to change.
  • You must have available credit on your card.
  • The Clubcard scheme is administered by Tesco Stores, who are responsible for fulfilling points.

Tesco Clubcard Partners

Every three months, your Clubcard points are turned into vouchers which you’ll receive with your Tesco Clubcard statement. You can increase the value of your vouchers via a wide range of Tesco Clubcard Partners across travel, meals out, days out and much more.

Planning your next trip away? Looking to take the family on a day out? Want to treat yourself or a loved one to something special? Avios, Virgin Atlantic, PizzaExpress and Cineworld are just a small selection of the exciting partners you and your family can take advantage of.

Why not visit the Tesco Clubcard website to help you decide how you’d like to get the most from your vouchers?

5,000 Clubcard points bonus

Once you’ve spent £5,000 on your Premium Credit Card at Tesco in any year you’ll receive your 5,000 bonus Clubcard points (worth up to £200 with Tesco Clubcard Partners), increasing your Clubcard points total even further.

It’s worth noting

  • A year begins on the date the account was opened and each anniversary of that date, ending 12 months later.
  • Your bonus points will be credited to your Tesco Clubcard account within 45 days of the end of the relevant year, and will be included in your next Tesco Clubcard statement after that.
  • Qualifying spend includes any purchase transactions in Tesco Stores in the UK (excluding Tesco Opticians, Tesco Mobile and Tesco Travel Money), Tesco.com in the UK, Tesco Direct, F&F Clothing, Tesco Wine by the Case and Tesco Petrol Filling Stations in the UK (excluding Esso).
  • Any refunds you receive for returned items will be deducted from your total spend in that year.
  • The Clubcard scheme is administered by Tesco Stores, who are responsible for fulfilling points.

Travel Insurance

Your card gives you access to worldwide annual Tesco Bank Premium Credit Card Travel Insurance if you’re aged under 70. Your immediate family members will also be covered if they’re under 70 years old too.

Planning on hitting the slopes? You and your family can enjoy 17 days of winter sports cover per year as standard.

Plus, you’ll have access to a 24 hour help and claims line for added reassurance as well as cover for emergency medical expenses, trip cancellation and personal belongings so you can get on with enjoying your trip.

Keep in mind

  • The policy covers you, the primary cardholder and your immediate family members, which means spouse, co-habiting partner, civil partner and any dependent children including grandchildren, step-children and foster children under the age of 18.
  • Your policy does not cover pre-existing medical conditions and no other add-ons are available.
  • Monetary levels, excesses and exclusions apply.
  • Tesco Bank Premium Credit Card Travel Insurance is provided by Ageas Insurance Limited.

Travel Money

Off on your travels? As a Premium Credit Card customer, you’ll receive a 1% enhanced exchange rate on Tesco Travel Money when you buy at the in store bureau. So next time you’re in Tesco, why not pay the Tesco Travel Money Bureau a visit.

  • You’ll need to present your Premium Credit Card prior to purchase and be the named cardholder.
  • The offer applies to the advertised in store rate on the date of purchase for foreign currency notes, foreign currency traveller’s cheques and pre-paid foreign currency cards.
  • A 1% enhanced exchange rate is only available in store on currencies in stock and exchange rates may vary depending on whether you buy in store or online.
  • This benefit isn’t available in conjunction with any other Tesco Travel Money offer including Price Match.
  • Tesco Travel Money ordered in store is provided by Travelex Agency Services Limited. Registered no.04621879. Registered office: 4th floor, Kings Place, 90 York Way, London, N1 9AG.

BRITISH AIRWAYS CLUB EUROPE PROMOTIONAL CODE

Flying Club Europe is an experience in itself, giving you access to private lounges, priority check-in and boarding, extra baggage allowance and more comfort and space on the plane, making your trip that little bit more special.

If you received a promotional code with your card, don’t forget to redeem it at:

Have a question about your credit card?

Important information

Key product information

Some things to remember

  • Our credit facilities are available to over 18s and UK residents only, subject to status.

You can view the full terms and conditions of your Premium Credit Card benefits below:

Tesco Bank Credit Cards are provided by: Tesco Bank, PO Box 27028, Glasgow, G2 9FT.

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market. After a 0% period, the amount of interest you'll need to pay on any outstanding balances will be determined by the APR. Don't forget that the length of 0% period on your purchases and balance transfers might be different.