Clubcard Plus Credit Card from Tesco Bank coming soon

Purchases Credit Card

We'll soon be adding the Clubcard Plus Credit Card to the range of benefits you could access as a Clubcard Plus subscriber. There's more detail to come but what we can tell you now is if you apply and you're accepted, you’ll benefit from:

  • Paying no Foreign Exchange fees
  • Collecting Tesco Clubcard points almost everywhere you use your card, on top of your usual Clubcard points in Tesco Terms apply

Representative example

  • Representative rate37.7%APR(variable)
  • Based on19.9% p.a.(purchase rate variable)
  • and
  • £7.99a month Clubcard Plus subscription
  • Assumed credit limit£1,200

What is APR?

How is your representative rate calculated?

Since you need Clubcard Plus to benefit from this credit card, the 37.7% APR representative rate includes a variable purchase rate of 19.9% per annum and the £7.99 you already pay for your subscription. Rest assured, you won't need to pay an additional subscription fee for your credit card.

Will you be eligible for the Clubcard Plus Credit card?

You can apply for this card if you can say yes to all of these questions:

  • You are a Clubcard Plus subscriber
  • You have an annual income of at least £5,000
  • You are at least 18 years of age
  • You have a good credit history
  • You live in the UK, or have a British Forces Post Office address
  • You don’t currently hold more than one Tesco Bank Credit Card
  • You have not applied for a Tesco Bank Credit Card in the last month

Back to Clubcard Plus

Important information

Key product information

Available to UK residents 18 and over only, subject to status.

Tesco Bank Credit Cards are provided by Tesco Bank, PO Box 343, Newcastle Upon Tyne, NE12 2GE

Tesco Stores Limited is an introducer appointed representative of Tesco Personal Finance PLC (trading as Tesco Bank) and acts as a Credit Broker and not a lender to introduce customers exclusively to Tesco Bank (to apply for the Clubcard Plus Credit Card). We are both part of Tesco Group PLC. Tesco Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

What is APR?

APR stands for Annual Percentage Rate. It shows you how much your borrowing will cost over the period of an average year, over the term of your debt. It also helps you compare different cards on the market.

The representative APR for the Clubcard Plus Credit Card shown above includes your £7.99 monthly Clubcard Plus subscription fee which you’re already paying to Tesco. You don’t have to pay an additional fee, we just need to include it because you need the subscription to have the card, so the cost is linked. For purchases the APR is 19.9%p.a (variable).

Collecting Tesco Clubcard points

How to collect Tesco Clubcard points with your Tesco Bank Clubcard Credit Card:

  • It’s simple: use your credit card wherever you see the Mastercard logo. You’ll collect Clubcard points on almost everything you buy.
  • You collect 1 Clubcard point for every £4 spent (£4 minimum) in Tesco and 1 Clubcard point for every £8 spent (£8 minimum) outside Tesco in each purchase transaction.
  • There are some products at Tesco you can't collect Clubcard points on. Find out more about collecting Clubcard points at the Tesco Clubcard website. Clubcard points also can’t be collected on Tesco Travel Money purchases.
  • Clubcard points collection rates are subject to change.
  • You must have available credit.

The Tesco Clubcard Scheme is administered by Tesco Stores Limited, Tesco House, Shire Park, Kestrel Way, Welwyn Garden City, AL7 1GA, who are responsible for fulfilling Clubcard points.