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Our Cover Options

Tesco Travel Insurance offers three levels of cover to meet your travel needs:

  • Value
  • Standard
  • Finest

As well as optional extras to add to your package.

  • Get a quote for a Tesco Travel Insurance

What's Covered?

The table outlines details of what each level of cover provides, to help you decide which is right for you:

Cover Level Value Cover Standard Cover Finest Cover
Emergency medical expenses £2,000,000 £5,000,000 £10,000,000
Hospital benefit £15 per day up to max of £600 £20 per day up to max of £800 £50 per day up to max of £2,000
Cancellation of your trip £1,000 £4,000 £8,000
Cutting your trip short £1,000 £4,000 £8,000
Delayed Departure £10 per 12 hours to max of £200 £20 per 12 hours to max of £400 £30 per 12 hours to max of £600
Personal Belongings £1,000(¹) £1,500 £2,000
Valuables - single item limit £200(¹) £300 £500
Money and documents £300(¹) £400 £500
Missed departure (extra travel and accommodation expenses) N/A £600 £1,500
Death benefit (age 18-65) N/A £15,000 £35,000
Legal Expenses N/A £25,000 £75,000
Catastrophe cover N/A £1,000 £1,500
Loss of passport N/A £250 £400
Financial Failure Cover N/A N/A £1,500
Excess (different policy benefits may have different excess levels) £75 £50(²) £35(²)
Optional winter sports, golf cover or wedding cover N/A Available(³) Available(³)

Please note that excesses, terms and conditions apply. This is a summary of cover and you should refer to the policy documents for full information

(¹) Personal belongings, valuables, and money & documents cover is available on Value policy for an additional premium
(²) You can choose to double your excess on Standard or Finest for a reduction in premium
(³) Winter sports, golf and wedding cover are available on Standard and Finest policies for an additional premium. Refer to the Optional Extras tab for full information.

Optional Extras

Winter sports cover

Cover Levels Value Cover Standard Cover Finest Cover
Winter sports equipment (owned
or hired)		 N/A £500 £750
Winter sports equipment hire N/A £30 per day up to
max of £300		 £40 per day up to
max of £400
Ski pack N/A £250 £350
Piste closure N/A £30 per day up to
max of £300		 £40 per day up to
max of £400
Avalanche cover N/A £35 per day up to
max of £350		 £50 per day up to
max of £500

Golf cover

Cover Levels Value Cover Standard Cover Finest Cover
Golf equipment N/A £1,000 £1,000
Golf equipment hire N/A £20 per day up to
max of £200		 £20 per day up to
max of £200
Green fees N/A £75 per day up to
max of £300		 £75 per day up to
max of £300

Wedding cover

Cover Levels Value Cover Standard Cover Finest Cover
Wedding attire N/A £1,500 per couple £3,000 per couple
Wedding gifts N/A £1,000 per couple £2,000 per couple
Wedding rings N/A £500 per ring £1,000 per ring

Please note that excesses, terms and conditions apply - you should refer to the policy documents for full information.