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Tesco Home Insurance

At Tesco Bank, we don't think you should pay a penny more than you need to for your home insurance.

That's why we aim to give you our best possible deal.

  • 50% off for new customers with 5 years no claims
  • Plus, exclusive Clubcard discount

50% discount available in the first year of the policy.  It includes 30% introductory discount available to all new customers in their first year only (from the full price premium that most customers pay in their third year) plus an additional discount for customers with 5 years no claims, taking the total discount to 50%.

Discounts subject to minimum premium. Discounts not available on Tesco Legal Guard, Home Emergency Cover, Concierge Service or Identify Fraud Detection and Assistance.

Tesco Home Insurance is arranged and administered by Tesco Bank and is underwritten by a select range of insurers.

Exclusive Clubcard discount - 50% off with 5 years no claims
  • Get a quote for Tesco Home Insurance

Finest Cover

5 Star Defaqto rated

Tesco Finest Home Insurance is our highest cover level with extra benefits included for added peace of mind.

defaqto.com/star-ratings/home-insurance

  • Find out more about Finest Home insurance
Finest cover (Defaqto Home Insurance 2012 - 5 Stars)

Standard Cover

3 Star Defaqto rated

Tesco Standard Home Insurance is our most popular policy and for good reason: It has all the cover that's in Value plus some higher cover limits and extra items such as garden contents and contents away from home.

defaqto.com/star-ratings/home-insurance

  • Find out more about Standard Home insurance
Standard cover (Defaqto Home Insurance 2012 - 3 Stars)

Value Cover

1 Star Defaqto rated

Tesco Value Home Insurance. Looking for a no frills policy? How about one that covers the bare essentials and disasters such as fire, storm, theft and flood? If so, Value cover Home insurance could be for you.

defaqto.com/star-ratings/home-insurance

  • Find out more about Value Home insurance
Value cover (Defaqto Home Insurance 2012 - 1 Star)

What do I get with Tesco Home Insurance?

  • 24-hour emergency helpline
  • UK-based call centres
  • Home Repair network - all repairs are undertaken by approved builders and all costs are paid directly to them
  • A whole year's guarantee for work undertaken on your property by approved builders
  • Our Price Promise gives Clubcard customers our best possible price
  • Use Clubcard vouchers to pay for your premium - find out more...
  • 1 to 5 Star defaqto-rated cover

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

Compare our cover

Insure your bricks and mortar with Tesco Home Insurance by taking out: Finest, Standard, or Value Home insurance. Tesco Home Insurance policies are close neighbours - but each one has a unique setting for your abode.

Buildings and contents policy featuresFinest
Defaqto Home Insurance 2012 - 5 Stars
Standard
Defaqto Home Insurance 2012 - 3 Stars
Value
Defaqto Home Insurance 2012 - 1 Star
Defaqto Star Rating Defaqto Home Insurance 2012 - 5 Stars Defaqto Home Insurance 2012 - 3 Stars Defaqto Home Insurance 2012 - 1 Star
Accidental Damage Cover Covered Optional Optional
TV or Video: Accidental Damage Covered Covered Yes, if Accidental Damage cover is added
Burst pipes: Cover for damage to pipes by freezing Covered Covered Covered
No claims discount included as standard Covered Covered Covered
Religious Festival Increase: The maximum contents claim limit increase during the month of your religious festival to cover gifts and extra food and beverages bought for the religious festival. 20% 10% Not covered
Visitor Effects: Cover available as standard Covered Covered Covered
Student Belongings: Cover available while living away for university/college Covered Covered Not covered
Valuable single item limit in the home £3,000 £2,000 £1,500
Emergency Repairs: Emergency repairs service available Covered Covered Covered
Home Emergency Cover: Service included as standard Covered Not covered Not covered
Concierge service included as standard Covered Not covered Not covered
ID Fraud Detection and Assistance service included as standard Covered Not covered Not covered
Legal Protection included as standard Covered Not covered Not covered

Monetary levels, excesses and exclusions apply. For full details of cover and exclusions please read the policy documents.

  • Get a quote for Tesco Home Insurance

Contact us

Have a question, need to make a claim, renew your policy or access to 24hr helplines?

  • Find out how to contact our customer service team

Clubcard Price Promise

Get an exclusive discount if you are a Clubcard customer. Just quote your number when you apply.